Aspen trees represent rebirth. And when you’re hit with money problems, who isn’t hoping the loan they turn to will get to the root of their financial problems and lead to a fresh start? You don’t want a loan that leaves you stuck in a cycle of debt. Aspen Financial Direct promises to lend you […]
Soaring prices and rising interest rates have left tens of millions of Americans struggling with debt, particularly high-interest credit card debt. Debt consolidation can be an effective solution, and there are unique options available for veterans. Are you eligible for debt consolidation? We may be able to help. It’s easy and free to find out. […]
Many of us have been there, which is not fun. You look at your checking account balance and see that it is negative. You don’t know how or when your account became overdrawn, but here is a guide to making it through the dreaded negative balance on your bank account. Pewtrusts.org indicates that about 18 […]
It’s never too late — or too early — to start thinking about your financial health and get your finances in order. For many people, this means establishing a savings fund, paying off debt, or maxing out their investment account contributions. But if you’re struggling to pay for everyday expenses or monthly bills, the idea […]
We all need a place to live, and your prospective landlord can use your credit score to decide whether or not to approve your rental application. What credit score do you need to rent an apartment? Rental companies prefer applicants with FICO scores of at least 620. However, they will rent to people whose scores […]
Millions of people are behind on their bills. In fact, 49% of American adults have been skipping meals to pay their bills. While continuing inflation from the COVID-19 pandemic hasn’t helped, many people struggled to pay their bills even before that. Unfortunately, there are some severe consequences if you can’t afford to pay your bills. […]
According to our end-of-year survey, nearly half of American consumers planned to end 2022 in debt due to holiday spending. For many people, this was due to taking on expensive forms of credit like “Buy Now, Pay Later” plans or payday loans to cover holiday costs. Now, already two months into 2023, many people are […]
Bad credit is like a shackle around your ankle. It can make getting a decent loan, buying a car, and even renting an apartment more difficult. Even the worst credit scores are salvageable, though. It’ll take some time, research, and discipline, but fixing bad credit is always possible. You don’t need to hire a credit […]
Paying rent never feels good. But if you’re consistently upset about the amount left in your bank account afterward, you may be wondering: Is this normal? How much should I spend on rent? Most people probably experience a similar feeling. Studies show that, on average, the three largest expenses are housing, food, and transportation costs. […]
A guide for those looking to determine whether or not a 0% balance transfer card will help them get out of debt. What is a 0% balance transfer card? A balance transfer involves moving your outstanding credit balance from one account to another with a lower interest rate. A 0% balance transfer card is the […]