Millions of people are behind on their bills. In fact, 16% of American adults didn’t have enough money to pay their bills in full as of November 2020. While the high number of layoffs due to the COVID-19 pandemic hasn’t helped, many people struggled to pay their bills even before that. Unfortunately, there are some …
Need Help Now? Steps to Take When You Can’t Pay Your Bills Read More »
ACS Incorporation is a real company, but the email or phone call you’ve received may be part of a scam that could cost you hundreds or thousands of dollars. Scam artists use a wide array of underhanded tactics like harassment, threats, and emotional manipulation to get people to part with their money. And, unfortunately, many …
Is This Email or Phone Call from ACS Debt Collector Legitimate? Read More »
Many people think all debt is bad debt, but there are times when debt can be helpful. It may not always be easy to distinguish between good debt and bad debt. However, learning the differences can make it easier to determine whether your money’s going where it should or not. If you’ve ever wondered about …
You may think the only option after bankruptcy is a payday loan, but there are several solid alternatives to payday loans for bankrupts. Thanks to modern banking technology, it’s easier than ever to find a lender that offers personal loans to people with poor credit or a past bankruptcy. If you’re looking for a way …
7 Best Personal Loan Options After Declaring Bankruptcy (Avoid Payday Loans) Read More »
Ask any financial expert and they’ll give you a whole slew of financial tips meant to improve your money habits and financial stability. While many of these pro tips are useful, that doesn’t necessarily mean they’re right for you and your unique financial situation. Here’s a quick dive into some of the most common financial …
Don’t Always Listen to the Experts: 14 Financial Tips You Can Afford to Skip Read More »
The general rule of thumb is to have enough savings set aside to cover at least three months of living expenses. That way, if you lose your job or if there’s a sudden financial emergency, you have something to fall back on. However, millions of Americans don’t even have a budget, much less any money …
How To Start a Budget — and Build Savings — From Scratch Read More »
Around 30% of American adults have a subprime credit score – that is, a credit score below 670. Another 20% of Americans are “credit invisible,” meaning they have no credit history or credit score. These numbers have improved in recent years, but having a “poor” or “fair” credit score is still quite common today. Since …
9 Best Credit Builder Loans to Boost Your Credit Score Read More »
Although the holidays are usually a time of joy, gratitude and celebration, they’re also often expensive. All the gifts, decorations, food, travel and parties add up over the holiday season. For many people, it’s easy to overspend or even go into debt. Fortunately, there are several ways to prevent this from happening. From setting up …
Over half of all working Americans, including those who make between $50,000 and $100,000 a year, live paycheck to paycheck. If you need a couple of extra hundred dollars before you get paid and are thinking about taking out a cash advance, here are 8 of the best apps right now. Best cash advance apps …
Need Money Fast? Here are the 8 Best Cash Advance Apps Read More »
Cash advance apps have gained immense popularity in recent years, which is good news for people who would have otherwise had to rely on short-term options like payday loans. A cash advance app like Klover can be a good, temporary solution for those who need some extra cash before their next paycheck. What is Klover? …
Is the Klover App Legitimate? Here’s What You Need to Know Read More »