Angela Watson

Angela Watson is a personal finance writer specializing in loans, money management, investing, retirement planning, and financial literacy. She's on a mission to help others understand personal finance and regain control of their money.

DebtHammer Newsletter #6: The Tools You Need to Become Debt-Free

For many people, bankruptcy seems like the answer to large amounts of high-interest debt, overextended credit, and even marital issues. If you’re considering it as an option, you’re not the only one. Hundreds of thousands of people file for bankruptcy every year. In 2021 alone, there were around 413,000 personal bankruptcy cases. Bankruptcy has its …

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DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free

DebtHammer’s newsletter breaks down the key financial developments that you need to know. 70% of medical debt in collections to drop from credit reports If you haven’t already heard, the three major credit reporting agencies – Experian, Equifax, and TransUnion – have recently joined efforts to change their policy on medical collections debt reporting. Starting …

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In Over Your Head With Payday Loans? Everything You Need to Know

Around 12 million American consumers use payday loans each year, borrowing an average of eight loans at $375 apiece. With the standard lender fees and interest rates, each of those loans ends up costing around $520. Considering that, if you’ve ever thought “I’m in over my head with payday loans,” you’re not alone. And, fortunately, …

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