Disclaimer: Some or all of the products featured in this article are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. All opinions are our own. Credit cards often come with higher interest …
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What you need to know about the new student loan debt forgiveness plan The average student loan debt per borrower is around $30,000, though many people owe much more than that. Having high amounts of any kind of debt can be stressful, especially if you’re trying to focus on your — or your family’s — …
DebtHammer Newsletter #9: The Tools You Need to Become Debt-Free Read More »
School is just around the corner, so if you haven’t started gearing up for it, now’s the time. For a lot of parents, this year is more important than ever. Not only is the cost of school supplies going up but, with recent events, there’s also the safety of your child to consider. With that …
DebtHammer Newsletter #8: The Tools You Need to Become Debt-Free Read More »
Disclaimer: Some or all of the products featured in this article are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. All opinions are our own. Debt consolidation loans can help make multiple …
Debt Consolidation Loans for Bad Credit Borrowers Read More »
Not paying consumer debts, like credit cards or loans, won’t usually result in jail time as this isn’t considered a criminal offense. However, there are several states where you can go to jail for unpaid debts like federal taxes or child support. The process is not always straightforward, though. For example, it can come with …
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Since Bitcoin was first introduced to the market in 2009, cryptocurrency has soared in popularity amongst investors for numerous reasons. For one thing, cryptocurrency has massive potential when it comes to gains. According to Forbes, Bitcoin was worth $19,400 as of July 2022. In comparison, it was valued at $500 in 2016 — that’s a …
DebtHammer Newsletter #7: The Tools You Need to Become Debt-Free Read More »
For many people, bankruptcy seems like the answer to large amounts of high-interest debt, overextended credit, and even marital issues. If you’re considering it as an option, you’re not the only one. Hundreds of thousands of people file for bankruptcy every year. In 2021 alone, there were around 413,000 personal bankruptcy cases. Bankruptcy has its …
DebtHammer Newsletter #6: The Tools You Need to Become Debt-Free Read More »
What happens if you declare bankruptcy depends on a few things, such as the bankruptcy type. Before filing, it’s important to understand the process, what happens next, and what other debt-relief options exist. After all, bankruptcy can be an effective way to get a handle on debt, but it also has long-term repercussions and isn’t …
What Happens If I Declare Bankruptcy? Know the Next Steps Read More »
Filing for bankruptcy is expensive what with the credit counseling course fees, court filing fees and, typically, attorney fees. Fortunately, even though there’s no real way to file for free, there are ways to keep costs low. And, if you’re in a financial pinch, this can help you get back on track without falling further …
Cheap Ways to File Bankruptcy: How to Keep Your Costs Low Read More »
Bankruptcy is a last resort, and for good reason. The person who files can end up losing their assets and destroy their credit score for years to come. But it can also wipe the slate clean and help those who need it get back on their feet financially. It’s possible to file bankruptcy and still …