Payday loans seem like a fast answer to a financial crisis. You get quick cash with no credit check and few requirements. That convenience can get you into trouble. Payday loan interest rates are astronomical and most borrowers end up regretting their loans. Let’s take a closer look at payday loan interest rates and how …
Payday Loan Interest Rates: Here’s What You Need To Know Read More »
Bankruptcy can crush your credit. If you went into bankruptcy with a good credit score you could lose over 200 points. If your credit is average, you could drop 130 to 150 points. If your credit is already poor, you’ll lose less. Rebuilding credit after bankruptcy takes planning and effort. 14 easy ways to repair …
How to Rebuild Your Credit After Bankruptcy: 14 Simple Steps Read More »
The pandemic-driven remote work trend is here to stay, creating a new level of mobility for many workers. If you’re one of those fresh mobile workers, you may be looking for a living environment with lower costs and lower stress. Some of those environments are also looking for you. Towns all over the country are …
Preparing food takes time, and time is money. Even going out for food can be expensive and time-consuming. Knowing how to get free food delivery can be a lifesaver for time-stressed people who just need to get a meal on the table. The valuable of affordable food delivery is obvious. Even if you don’t use …
How to Get Free (or Cheap) Food Delivery Right Now Read More »
Banks are not all the same. If you’re wondering how to choose a bank, you’re looking at dozens of options. No option is clearly “best” for everyone. You’ll need to review your needs and choose the one that’s best for you. Let’s make it simpler by breaking the process into practical steps. Choose the right …
Payday loans can quickly trap you in a cycle of escalating debt. If you’re in that trap, one of the first steps toward freedom is to find out if your lender is licensed in your state. How to determine whether your payday lender is licensed If you’re struggling with paying a payday loan, you need …
Is My Payday Lender Licensed in My State? Here’s How to Find Out Read More »
If you’ve been carrying a large loan for some time, paying it off can be an exciting prospect. It can also be a bit of a shock if you find out that your loan payoff amount is more than what you thought you owed. The amount you need to pay off a loan may not …
Why is My Loan Payoff Amount More than What I Owe? What You Need to Know Read More »
If you have more debt than you can possibly pay, bankruptcy may be your best option. A bankruptcy filing can eliminate many debts and give you a fresh start. It’s not easy, though: bankruptcy will cost money and take time. Let’s look at how long it takes to file for bankruptcy. How long does bankruptcy …
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements or when you contact a company through our website. A charge-off is poison for your credit score. It’s a serious negative entry on your credit report, and it can harm your chances of getting competitive …
Payday loans are trouble. They are hard to pay back and the interest stacks up fast. Lenders will deposit your check or debit your bank account even if you don’t have the money, producing expensive overdraft fees. Payday loan forgiveness is unlikely: payday lenders are predators and they don’t forgive. Don’t expect payday loan forgiveness, …