A lot of us have been there. You spend hours combing websites looking for the perfect vacation rental that’s also within your budget. You comb through pictures, look up addresses and research neighborhoods and amenities. You finally found the perfect unit, the host says pets are allowed and parking is provided – and then you …
Survey: Americans Are Not Happy with Short-Term Vacation Rentals Read More »
Payday lenders do not go quietly into that good night. If you don’t pay your loan back on time, you’ll wind up on the business end of a debt collector’s list — and payday lenders always seem to contract with the most obnoxious collectors out there. Here is what you will deal with if you …
What Happens If You Can’t Afford to Repay a Payday Loan? Read More »
If you’ve never invested your money before, it’s totally normal to feel intimidated by the process. You want your money to make money, but how exactly do you get started? One of the best ways to start investing is with an investment app. There are a lot of them out there — Stash, Betterment, RobinHood, …
Acorns Review: A Simple Way to Help Your Savings Grow Read More »
The payday loan industry is notorious for its predatory practices and tendency to disregard the law. Federal and state governments alike have attempted to rein in payday lenders to protect consumers, especially since most payday loan borrowers ended up regretting their payday loans. Lawmakers had some success, limiting interest rates to reasonable levels in many …
Tribal Payday Loans and Lenders: Everything You Need to Know Read More »
In 2023, payday lending is still a controversial topic in America. While many Americans find the practice of usury inhumane and distasteful, there are just as many (if not more) who feel that businesses should have free reign to do as they please. Because states have the power to regulate payday lending within their borders, …
Arizona Payday Loan Laws: The Ultimate Legislative Guide Read More »
Bankruptcy can crush your credit. If you went into bankruptcy with a good credit score you could lose over 200 points. If your credit is average, you could drop 130 to 150 points. If your credit is already poor, you’ll lose less. Rebuilding credit after bankruptcy takes planning and effort. 14 easy ways to repair …
How to Rebuild Your Credit After Bankruptcy: 14 Simple Steps Read More »
Although Alaska is the biggest state in the United States, its population is rather small at 732,673 people. Many parts of the state are incredibly expensive, though, which leads to many residents struggling financially. Along with Utah, Alaska has one of the highest per capita debt-to-income ratios in the country. The average resident owes $63,920 …
Alaska Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
Is a debt collector threatening you with a wage garnishment, or are you facing a wage garnishment order? Know what can and can’t be taken from your bank account. Get debt relief before your wages are garnished. We may be able to help. It’s easy and free to find out. How to protect money from …
What Funds are Exempt from Wage Garnishment? How to Protect Yourself Read More »
People deal with debt worldwide, and credit collection agencies harass some. 15% of Americans have been sued by a debt collector, according to a 2017 report by the Consumer Financial Protection Bureau. According to CNBC.com and a report from the Urban Institute, roughly one in three Americans have had debt in collections. You just received …
Did You Get a Debt Validation Letter? Don’t Panic Read More »
Student Loans: Student Loan Forgiveness and Repayment Pause Approximately 42.8 million borrowers have federal student loans with an average balance of just under $38,000 each. A few months back, the Biden Administration proposed a new plan that would help reduce student loan debt by up to $20,000. This would be a significant help to many …
DebtHammer Newsletter #12: The Tools You Need to Become Debt-Free Read More »