Debt relief can be a saving grace when your monthly payments become unmanageable. And the amount of debt you’re grappling with can spiral out of control very quickly. But debt relief includes a wide range of strategies. And all too often, people struggle to find the right plan or get pressured into a scam by […]
Start 2023 with these smart financial habits There’s no better time to start making a few life improvements than January of a new year. And, according to a recent survey on the top New Year’s resolutions in America, finances are on over half of people’s minds. In fact, 39% of people made a resolution to […]
A lot of us have been there. You spend hours combing websites looking for the perfect vacation rental that’s also within your budget. You comb through pictures, look up addresses and research neighborhoods and amenities. You finally found the perfect unit, the host says pets are allowed and parking is provided – and then you […]
In 2023, payday lending is still a controversial topic in America. While many Americans find the practice of usury inhumane and distasteful, there are just as many (if not more) who feel that businesses should have free reign to do as they please. Because states have the power to regulate payday lending within their borders, […]
Bankruptcy can crush your credit. If you went into bankruptcy with a good credit score you could lose over 200 points. If your credit is average, you could drop 130 to 150 points. If your credit is already poor, you’ll lose less. Rebuilding credit after bankruptcy takes planning and effort. 14 easy ways to repair […]
Is a debt collector threatening you with a wage garnishment, or are you facing a wage garnishment order? Know what can and can’t be taken from your bank account. Get debt relief before your wages are garnished. We may be able to help. It’s easy and free to find out. How to protect money from […]
People deal with debt worldwide, and credit collection agencies harass some. 15% of Americans have been sued by a debt collector, according to a 2017 report by the Consumer Financial Protection Bureau. According to CNBC.com and a report from the Urban Institute, roughly one in three Americans have had debt in collections. You just received […]
Student Loans: Student Loan Forgiveness and Repayment Pause Approximately 42.8 million borrowers have federal student loans with an average balance of just under $38,000 each. A few months back, the Biden Administration proposed a new plan that would help reduce student loan debt by up to $20,000. This would be a significant help to many […]
Food stamps are provided through a program known as the Supplemental Nutrition Assistance Program, or SNAP. Roughly one in seven low-income households get food assistance through the program. This is more relevant than ever when you consider that 49% of Americans are struggling with higher food prices, and half of the U.S. is expected to […]
Where’s your money really going this holiday season? It’s that time of year again. The winter holidays are just around the corner, and the holiday shopping season is about to hit its peak. With two of the biggest shopping days – Black Friday and Cyber Monday – coming up this month, people are gearing up […]