Ohio Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | May 6, 2021 | Comments Off on Ohio Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Somehow, payday loans are still somewhat divisive in our country. Attitudes toward the industry vary significantly between states. While some feel strongly that the practice is immoral and abusive, others feel that lenders should be able to charge rates as they see fit. The federal government has little control …

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Mississippi Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | May 6, 2021 | Comments Off on Mississippi Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Payday lenders have proven that they’re nothing if not persistent. Humanity has been trying to get rid of predatory loans for so long that even the Old Testament reserves a verse or two for condemning them. Despite the literal millennia of effort to eradicate the practice, payday loans …

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Arizona Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | May 6, 2021 | Comments Off on Arizona Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 In 2021, payday lending is still a controversial topic in America. While many Americans find the practice of usury inhumane and distasteful, there are just as many (if not more) who feel that businesses should have free reign to do as they please. Because states have the power …

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Kentucky Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | Apr 6, 2021 | Comments Off on Kentucky Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Payday lending is still running rampant in many parts of America. State governments have the authority to prohibit the industry within their borders, and unfortunately, many still have yet to find it necessary. Though many Americans recognize and appreciate the damage that payday lenders frequently do to their borrowers, …

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The DebtHammer Newsletter #3

By Nick Gallo | Apr 2, 2021 | Comments Off on The DebtHammer Newsletter #3

“Look! Up in the sky! It’s the national debt of the United Kingdom!”“It’s the total GDP of Russia!”“No, it’s America’s student loan debt!” Don’t cry, little buddy. Joe Biden’s got your back. Probably. I’m going to go ahead and say what we’re all thinking. America’s student loan debt is getting just a teensy bit out …

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Indiana Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | Mar 30, 2021 | Comments Off on Indiana Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

If the world were to end in nuclear armageddon, the only things left would be roaches, Twinkies, and payday lenders. The payday loan industry refuses to die out, even though humanity has been fighting usurious lending since at least the early days of Mesopotamia. Across modern-day America, the battle is still ongoing. Each state government …

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Georgia Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Jake Hill | Mar 29, 2021 | Comments Off on Georgia Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Payday loans are still alive and well in many parts of America. Across the country, 12 million people still use them each year.[1] Because each state government has the power to regulate the industry within their borders, there are 50 distinct rulesets that range from complete prohibition to …

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The DebtHammer Newsletter: Issue #2

By Nick Gallo | Jan 18, 2021 | Comments Off on The DebtHammer Newsletter: Issue #2

Table of Contents Lawmakers press forward as the battle continues.Where Were We?Nevada Fires a Warning ShotAn Unexpected “City On A Hill” in the Land of LakesThe Battle Is Far From Over Lawmakers press forward as the battle continues. Payday lenders have been under fire for years now. Most of America’s left-leaning states have long seen …

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Free Credit Repair: The Definitive Guide to Fixing Bad Credit Yourself

By Nick Gallo | Jan 18, 2021 | Comments Off on Free Credit Repair: The Definitive Guide to Fixing Bad Credit Yourself

Bad credit is like a shackle around your ankle. It can make getting a decent loan, buying a car, and even renting an apartment more difficult. Even the worst credit scores are salvageable, though. It’ll take some time, research, and discipline, but fixing bad credit is always possible. You don’t need to hire a credit …

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Tribal Payday Loans (What You Need to Know)

By Nick Gallo | Jan 13, 2021 | Comments Off on Tribal Payday Loans (What You Need to Know)

The payday loan industry is notorious for its predatory practices and tendency to disregard the law. Federal and state governments alike have attempted to rein in payday lenders to protect consumers. They’ve had some success, limiting interest rates to reasonable levels in many states, but tribal payday loans take regulatory avoidance to a whole new …

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