Paying off one installment loan is hard enough. Juggling multiple lines of installment debt is a nightmare. That’s why people are turning to installment loan debt consolidation as a solution. Table of Contents What is loan consolidation?What’s an installment loan?Why consolidate your installment loans?One paymentPotential for lower interest ratesImproved credit scoreHow to consolidate your installment …
Best Options to Consolidate Your Installment Loan Debt Read More »
Aspen trees represent rebirth. And when you’re hit with money problems, who isn’t hoping the loan they turn to will get to the root of their financial problems and lead to a fresh start? You don’t want a loan that leaves you stuck in a cycle of debt. Aspen Financial Direct promises to lend you …
Aspen Financial Direct Review — Know Before You Borrow Read More »
Around 30% of American adults have a subprime credit score – that is, a credit score below 670. Another 20% of Americans are “credit invisible,” meaning they have no credit history or credit score. These numbers have improved in recent years, but having a “poor” or “fair” credit score is still quite common today. Since …
What is a Credit-Builder Loan? + 9 of the Best Options Read More »
Although the holidays are usually a time of joy, gratitude and celebration, they’re also often expensive. All the gifts, decorations, food, travel and parties add up over the holiday season. For many people, it’s easy to overspend or even go into debt. Fortunately, there are several ways to prevent this from happening. From setting up …
Over half of all working Americans, including those who make between $50,000 and $100,000 a year, live paycheck to paycheck. If you need a couple of extra hundred dollars before you get paid and are thinking about taking out a cash advance, here are 8 of the best apps right now. Table of Contents Best …
Need Money Fast? Here are the 8 Best Cash Advance Apps Read More »
Payday loans are a short-term, high-interest form of credit that often traps borrowers in a vicious cycle of debt. They’re a controversial topic in America, and because state governments regulate them independently of each other, each one follows a unique ruleset. Here’s what you should know about the Texas payday loan laws if you live …
Texas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »
Payday loans have short repayment terms, high interest rates, and small principal balances. Because they frequently trap borrowers in a cycle of debt, some state governments limit or prohibit them, but that’s not true of the entire country. Here’s what you should know about the Tennessee payday loan laws if you live in the state. …
Tennessee Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »
Payday lending is infamous in America for its predatory nature, but the industry is still present in many parts of the country. The federal government leaves it up to individual states to regulate their payday lenders, and each one has a unique approach. Here’s what you should know about the Kansas payday loan laws if …
Kansas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »
Cash advance apps have gained immense popularity in recent years, which is good news for people who would have otherwise had to rely on short-term options like payday loans. A cash advance app like Klover can be a good, temporary solution for those who need some extra cash before their next paycheck. Table of Contents …
Is the Klover App Legitimate? Here’s What You Need to Know Read More »
It’s a scary feeling if you’ve taken out a payday loan and can’t pay it back. That short-term cash infusion you needed has suddenly spiraled out of control because of high fees and interest rates. The payments are being debited from your account automatically and the money just isn’t there, and now you’re also getting hit …
What Happens if I Close My Bank Account and Default on a Payday Loan? Read More »