If you’re juggling multiple bills each month — between medical bills, title loans, credit card bills, payday loans, and others — it can be hard on your checking account. Especially if you’re short on cash and the many payments are racking up overdraft fees or late fees. It might be time to consider rolling your […]
Laws vary from state to state. In some states, vaping is prohibited. In New Hampshire, it’s illegal to collect seaweed at night. And in Alaska, it’s unlawful for a person to get drunk at a bar and remain on the premises. If you’re looking to take out a payday loan, various state laws are in […]
Payday loans are never good. A cash advance app can be a better alternative for those needing extra cash before their next paycheck. Klover is a legitimate option for quick, no-interest loans — but there’s a catch. Our take: Klover is a legitimate way to get short-term cash advances of up to $200, and it […]
We’ve all been in this spot: money is tight, and just as you’re short on cash, what seems like a miracle — an unsolicited paper check — arrives in your mailbox. But there’s a price. That live check is a personal loan. If you cash it, you’ll have to repay the money with interest — […]
If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account. Did you know that the creditor can garnish the debtor’s […]
No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, access ATMs and the list goes on. But if you think you can’t afford a bank account due to minimum balance requirements […]
Death and taxes are the only two things in life that are certain. Both can be very expensive, but one is inescapable: funeral costs. Key points Government programs and charities that help with funeral costs The average cost of a funeral and burial is $7,848, according to the latest data from the National Funeral Directors […]
Tracy didn’t know where to turn. Her husband had been out of work for almost a year, and the family had been relying on payday loans to keep the lights on and the kids fed while he searched for a job. By the time he found work, they had nine payday loans totaling more than […]
Preparing food takes time, and time is money. Even a trip to the grocery store can be expensive and time-consuming, and when you have no money, knowing how to get free food delivery can be a lifesaver. Our take How to get food with no money If you’re looking for a one-time delivery, restaurant apps […]
Food stamps are provided through a program known as the Supplemental Nutrition Assistance Program, or SNAP. Roughly one in seven low-income households gets food assistance through the program. This is more relevant than ever when you consider that 49% of Americans are struggling with higher food prices, and half of the U.S. is expected to […]