As kids head back to school this year, parents are facing one particularly big challenge: fear. On May 24, 2022, 18-year-old Salvador Ramos fatally shot 19 students and two teachers at Robb Elementary in Uvalde, Texas, and headlines are still swirling about the police response that day, leaving parents and students a bit wary and …
85% of Parents Worry About School Safety, Survey Shows Read More »
The pandemic-driven remote work trend is here to stay, creating a new level of mobility for many workers. If you’re one of those fresh mobile workers, you may be looking for a living environment with lower costs and lower stress. Some of those environments are also looking for you. Towns all over the country are …
Gas prices hit record highs earlier this year. And though they’ve been trending downward lately, they still aren’t inexpensive. In a recent survey, more than 72% of Americans said they’ve had to make some tough financial choices due to the extra expense at the pump. If you want to save money when filling your gas …
15 Best Gas Reward Apps and Loyalty Programs to Save You Money Read More »
According to educationdata.org, there are 43.4 million borrowers who are saddled with federal student loans. Healthcare works are big subset of this. Nearly 70% of medical school graduates left school with a median debt of about $200,000 per student (not including undergraduate study in 2021, not including undergraduate study in 2021, according to the Association …
Debt Consolidation Loan Options and Relief for Healthcare Workers Read More »
Combining finances often makes sense for long-term partners (whether married or not). It’s a way to commit more to each other and simplify financial affairs. But what about debt? According to a 2017 survey by MagnifyMoney, money problems were the primary cause of one in five divorces. And considering that 27% of Americans don’t have …
‘Til Debt Do Us Part? Consolidation Loans for Married People Read More »
Payday loans can be tempting. There’s no credit check, and approval is easy: sign on the dotted line and you get cash in your hand. If you’re desperate for money, it sounds like a heaven-sent solution to your problem. That loan is just the start of a much bigger problem for many people. Payday loans …
Is My Payday Lender Licensed in My State? Here’s How to Find Out Read More »
According to pewtrusts.org, twelve million Americans take out payday loans each year, spending $9 billion on loan fees. On top of that, the average payday loan borrower is in debt for five months of the year, spending an average of $520 in fees to repeatedly borrow $375. The average fee at a storefront loan business …
Don’t Know if You Have Outstanding Payday Loans? Here’s How to Find Out Read More »
Not paying consumer debts, like credit cards or loans, won’t usually result in jail time as this isn’t considered a criminal offense. However, there are several states where you can go to jail for unpaid debts like federal taxes or child support. The process is not always straightforward, though. For example, it can come with …
States Where You Can Go to Jail for Unpaid Debts Read More »
Calls or letters from debt collectors can be annoying, scary and sometimes border on outright harassment. Just like anyone else would, you want the contact to stop. But how can you make that happen? You may have heard that all it takes is a simple 11-word phrase that instantly makes debt collectors stop in their …
This 11-Word Phrase is Supposed to Stop Debt Collectors: Will It Work? Read More »
The world gets more expensive every day (gas prices, anybody?). Unfortunately, wages have remained more or less the same. To bridge the gap, many Americans are turning to credit and loans for help. Is it any wonder that nearly half of all 18–34-year-olds feel like they are “drowning in debt”? When you feel overwhelmed by your debt, …
Are you Drowning in Debt? Here’s How to Save Yourself Read More »