Death and taxes are the only two things in life that are certain. Both can be very expensive, but one is inescapable: funeral costs. Key points Government programs and charities that help with funeral costs The average cost of a funeral and burial is $7,848, according to the latest data from the National Funeral Directors […]
How to Get Help if You Can’t Afford Funeral Costs [Updated 2024] Read More »
If you’re struggling with debt, debt settlement might be the solution. According to a report from the Federal Reserve, borrowing has reached record highs, and outstanding consumer credit now totals $4.7 trillion. Debt settlement is a form of debt relief that involves negotiating with your creditors and debt collectors to reach an agreement to accept
How Does Debt Settlement Work? What You Need to Know Read More »
If you are over your head with money struggles, debt consolidation can be a great way to get out of debt and avoid legal action from creditors. It involves combining multiple debts into one, making it easier to manage and pay off. But will it stop a lawsuit? Are you eligible for debt relief? We
Can Debt Consolidation Stop a Lawsuit? It Depends Read More »
Have you got a lot of debt? It can be challenging to keep track of payments and balances on outstanding debts between credit cards, student loans, and auto loans. Debt consolidation can be a great way to get your debts under control. But if you’re wondering whether you can keep your credit card accounts open
Does Debt Consolidation Close Credit Cards? What You Need to Know Read More »
According to a May 2022 LendingClub survey, around 64% of Americans live paycheck to paycheck. Living paycheck to paycheck is not an issue isolated only to low-income people. It can happen to anyone at any income level. So what happens if you lose your job? Will you be able to consolidate your debts to keep
Debt Consolidation for the Unemployed: How to Tackle Debt When You’re Between Jobs Read More »
Thinking about debt settlement and not sure whether you’re eligible? You’ve come to the right place. According to Bloomberg.com, consumer debt hit a record high for 90% of Americans over the past year. Chances are you’re among that 90%. If you’re wondering how to get your ever-growing debt under control, debt settlement could be an
Debt Settlement Qualifications: How to Figure Out If You’re Eligible Read More »
According to cnbc.com, consumer debt has hit a record $16.9 trillion and delinquencies are also on the rise. Consumer debt was up about $1.3 trillion from a year ago across all major categories. And the Federal Reserve Bank of New York reports that credit card balances grew robustly in the fourth quarter. Credit card debt
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According to a report from the Federal Reserve Bank of New York, total household debt increased by $312 billion in the second quarter of 2022, soaring to $16.15 trillion. Americans are drowning in debt, and many are living paycheck to paycheck. Living paycheck to paycheck feels like an endless cycle where you can never get
How to Pay Off Debt When Living Paycheck to Paycheck Read More »
Many of us have been there, which is not fun. You look at your checking account balance and see that it is negative. You don’t know how or when your account became overdrawn, but here is a guide to making it through the dreaded negative balance on your bank account. Pewtrusts.org indicates that about 18
Is Your Bank Account Negative? How to Fix It Read More »
We all need a place to live, and your prospective landlord can use your credit score to decide whether or not to approve your rental application. What credit score do you need to rent an apartment? Rental companies prefer applicants with FICO scores of at least 620. However, they will rent to people whose scores
11 Ways to Rent an Apartment with Bad Credit Read More »