Food stamps are provided through a program known as the Supplemental Nutrition Assistance Program, or SNAP. Roughly one in seven low-income households get food assistance through the program. This is more relevant than ever when you consider that 49% of Americans are struggling with higher food prices, and half of the U.S. is expected to …
What is the Income Limit for Food Stamps? What You Need to Know Read More »
We all need a place to live, and your prospective landlord can use your credit score to decide whether or not to approve your rental application. According to the latest Housing Vacancy Survey by America’s Rental Housing 2022 report, the number of renter households climbed by more than 870,000, to a total of 44 million …
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a …
How to Open a Bank Account No Creditor Can Touch Read More »
Americans are already heavily in debt. Buy Now, Pay Later plans offer another way to pile on even more debt. We’ve all wanted something out of our budget or an impulse buy. What if you could buy that item, bring it home with you immediately, and make installment payments? Would you do it? Or a …
What Credit Score Does Affirm Require for Approval? Read More »
No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, and the list goes on. But with monthly service charges for many that can’t meet the minimum balance requirements, many are leaving …
How Much Does It Cost to Open a Bank Account? Sometimes It’s Free Read More »
Death and taxes are the only two things in life that are certain. Both can prove very costly to settle, but one is inescapable: funeral costs. These charities help with funeral costs The average cost of a funeral and burial is $7,360, according to the latest data from the National Funeral Directors Association (NFDA). If …
Can’t Afford Funeral Costs? Here’s How to Get Help Read More »
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. According to educationdata.org, there are 43.4 million borrowers who are saddled with federal student loans. Healthcare works are big subset of this. Nearly 70% of medical …
Debt Consolidation Loan Options and Relief for Health Care Workers Read More »
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. Combining finances often makes sense for long-term partners (whether married or not). It’s a way to commit more to each other and simplify financial affairs. But …
‘Til Debt Do Us Part? Consolidation Loans for Married People Read More »
According to pewtrusts.org, twelve million Americans take out payday loans each year, spending $9 billion on loan fees. On top of that, the average payday loan borrower is in debt for five months of the year, spending an average of $520 in fees to repeatedly borrow $375. The average fee at a storefront loan business …
Don’t Know if You Have Outstanding Payday Loans? Here’s How to Find Out Read More »
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. According to Forbes, more than half of American adults now owe some medical debt. A report from KFF shows that about 11 million owe more than …
Medical Debt Consolidation: Is It Worth It? It’s Complicated Read More »