DebtHammer Newsletter #11: The Tools You Need to Become Debt-Free

By Angela Watson | Nov 15, 2022 | Comments Off on DebtHammer Newsletter #11: The Tools You Need to Become Debt-Free

Where’s your money really going this holiday season? It’s that time of year again. The winter holidays are just around the corner, and the holiday shopping season is about to hit its peak. With two of the biggest shopping days – Black Friday and Cyber Monday – coming up this month, people are gearing up […]

How Unauthorized Transactions Work, and How to Dispute Them

By Jake Hill | Nov 14, 2022 | Comments Off on How Unauthorized Transactions Work, and How to Dispute Them

Let’s say you notice an unauthorized transaction in your bank account after your debit card goes missing. This can be aggravating. But a federal regulation gives you a potential way to fix it. Much of Regulation E, part of the federal Electronic Fund Transfer Act of 1978, lays out what happens when an error involving […]

DebtHammer Newsletter #10: The Tools You Need to Become Debt-Free

By Angela Watson | Oct 19, 2022 | Comments Off on DebtHammer Newsletter #10: The Tools You Need to Become Debt-Free

Cash Advance Apps 101 A cash advance app is an app you can download onto your phone and use to borrow ahead of your next paycheck. They’re usually free to use, though some apps (like Brigit) come with a small monthly subscription fee or have a tipping option (like Earnin or Dave). Unlike other short-term […]

Survey: 33% of Americans Now Use Cash Advance Apps; Many are Struggling to Repay

By DebtHammer | Oct 17, 2022 | Comments Off on Survey: 33% of Americans Now Use Cash Advance Apps; Many are Struggling to Repay

Updated Nov. 8 to add details of Brigit’s $18 million settlement with the Federal Trade Commission. Maybe you’ve seen the commercials on TV — a consumer at a gas pump needs to fill his tank, but the prices are too high for his wallet — a problem many of us understand all too well. Suddenly, […]

Will Crypto Become Global Currency? 40% of Americans Say Yes

By DebtHammer | Sep 19, 2022 | Comments Off on Will Crypto Become Global Currency? 40% of Americans Say Yes

Search on Google to learn about cryptocurrency, and the abundance of choices is mind-boggling. Coursera classes, countless YouTube videos, podcasts, articles with titles like “Learn to Trade Crypto” and “Crypto: A Beginner’s Guide” and universities offer such course options as Online Blockchain Bootcamp. But how do people know which sources to trust? According to a […]

DebtHammer Newsletter #9: The Tools You Need to Become Debt-Free

By Angela Watson | Sep 12, 2022 | Comments Off on DebtHammer Newsletter #9: The Tools You Need to Become Debt-Free

What you need to know about the new student loan debt forgiveness plan The average student loan debt per borrower is around $30,000, though many people owe much more than that. Having high amounts of any kind of debt can be stressful, especially if you’re trying to focus on your — or your family’s — […]

Are Student Loans a Scam? More than 60% of Borrowers Think So

By DebtHammer | Aug 30, 2022 | Comments Off on Are Student Loans a Scam? More than 60% of Borrowers Think So

While debate continues to rage over the Aug. 24 announcement to cancel some student loan debt, the consensus is clear that Americans have been struggling to cover day-to-day expenses due to student loan payments. In fact, almost half of student loan borrowers have used a payday loan or other high-interest short-term loan to make one […]

DebtHammer Newsletter #8: The Tools You Need to Become Debt-Free

By Angela Watson | Aug 26, 2022 | Comments Off on DebtHammer Newsletter #8: The Tools You Need to Become Debt-Free

School is just around the corner, so if you haven’t started gearing up for it, now’s the time. For a lot of parents, this year is more important than ever. Not only is the cost of school supplies going up but, with recent events, there’s also the safety of your child to consider. With that […]

85% of Parents Worry About School Safety, Survey Shows

By DebtHammer | Aug 9, 2022 | Comments Off on 85% of Parents Worry About School Safety, Survey Shows

As kids head back to school this year, parents are facing one particularly big challenge: fear. On May 24, 2022, 18-year-old Salvador Ramos fatally shot 19 students and two teachers at Robb Elementary in Uvalde, Texas, and headlines are still swirling about the police response that day, leaving parents and students a bit wary and […]

DebtHammer Newsletter #7: The Tools You Need to Become Debt-Free

By Angela Watson | Jul 13, 2022 | Comments Off on DebtHammer Newsletter #7: The Tools You Need to Become Debt-Free

Since Bitcoin was first introduced to the market in 2009, cryptocurrency has soared in popularity amongst investors for numerous reasons. For one thing, cryptocurrency has massive potential when it comes to gains. According to Forbes, Bitcoin was worth $19,400 as of July 2022. In comparison, it was valued at $500 in 2016 — that’s a […]

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