Nick Gallo

Nick Gallo is a Certified Public Accountant and content marketer for the financial industry. He has been an auditor of international companies and a tax strategist for real estate investors. He now writes articles on personal and corporate finance, accounting and tax matters, and entrepreneurship. Find out more at NickAlexGallo.com.

How Do Payday Loans Affect Your Credit Score? What You Need to Know

Payday loans are almost always a poor decision. They’re ridiculously expensive, often predatory, and consistently trap borrowers who are already struggling. But how do payday loans affect your credit score? Key points READ MORE: Simple steps to get out of payday loan debt Stuck in payday debt? DebtHammer may be able to help. Payday loans …

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Is Credit Counseling Right for You? Everything You Need to Know

Debt relief services can seem overwhelming when you’re already struggling with debt. It’s difficult to know which options will work for you, and there’s no one solution that works for everyone. Credit counseling is one option. Here’s what you need to know about whether it will be the best fit for your financial situation. Are …

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South Carolina Payday Loan Laws: The Ultimate Legislative Guide

If you have bad credit, payday loans may seem like the only way to borrow money in an emergency. However, they have such significant finance charges that they usually only make situations worse for consumers. Fortunately, state legislation can mitigate that problem to some degree. Here’s how the South Carolina payday loan laws protect you. …

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