Aspen trees represent rebirth. And when you’re hit with money problems, who isn’t hoping the loan they turn to will get to the root of their financial problems and lead to a fresh start? You don’t want a loan that leaves you stuck in a cycle of debt. Aspen Financial Direct promises to lend you …
Aspen Financial Direct Review — Know Before You Borrow Read More »
If you’re looking to repair your credit, a 609 dispute letter could solve your problems. This is a letter any consumer may send to the three credit bureaus requesting additional information after finding an inaccuracy on your credit report. It usually includes a request to remove the inaccuracies from the credit report. What is a …
609 Dispute Letters: How to Use This Loophole to Boost Your Credit Score Read More »
Sometimes when a crisis hits, you just can’t afford to wait for your next paycheck, so what do you do? A payday loan sounds like an easy option. You get the money quickly, and there are very few requirements to qualify. But payday loans are rarely a good idea. What is a payday loan, and …
Debt consolidation can lower your monthly payments, but can it also lower your credit score? Well… it depends. In some cases, debt consolidation will get you a better interest rate, simplify your paydown process, and put you on the fast track to being debt-free. But in others, you’ll get nothing for your trouble except a …
How Does Debt Consolidation Affect Your Credit Score? It’s Complicated Read More »
What will happen if you close your bank account and default on your payday loan? Let’s explore the consequences and alternatives. What happens if you close your bank account and default on a payday loan? If you don’t pay back your loan, it is classified as a default and will lead to a whole host of …
Want to Default on Your Payday Loan? Here are 6 Risks Read More »
If you are overwhelmed with a large amount of payday loan debt and are wondering whether you need a lawyer to help you, read on. Should you hire a lawyer to help with payday loans? Hiring an attorney will depend on the complexity of your circumstances, how much you owe, and if you are starting …
Laws vary from state to state. In some states, vaping is prohibited. In New Hampshire, it’s illegal to collect seaweed at night. And in Alaska, it’s illegal for a person to get drunk at a bar and remain on the premises. If you’re looking to take out a payday loan, there are various state laws …
These days you can be sued for almost anything, and that applies to lenders. A lender can take you to court if you don’t repay a payday loan. Yes, payday lenders can sue you Unfortunately, any creditor — including a payday lender — has the right to sue you and take you to court if …
Payday Lenders Can Take You to Court: Here’s How to Avoid It Read More »
If you’re living paycheck-to-paycheck these days (and so many of us are) and having trouble with your cash flow, you might be thinking about taking out a payday loan to make ends meet. Don’t. Download a cash advance app like MoneyLion to get some fast funds. MoneyLion, and these 16 other options, can help you …
Best Cash Advance Apps Like MoneyLion: 16 Other Options Read More »
Payday loan borrowers are used to giving up their paychecks to their lenders, many of whom offer services that already border on predatory. In an industry so full of shady practices, it can be difficult to discern the scams from legitimate loan companies. Thieves frequently try to take advantage of the fact that many of …
How to Handle Fake Debt Collectors For Payday Loans Read More »