Let's take back control of your debt

Learn how our clients are lowering their monthly payments by 40% or more.

In a nutshell

DebtHammer helps consumers get out of debt

We review debt consolidation loans, debt relief programs, and hybrid options to quickly pay off debt and begin the journey to financial independence. We can help with credit cards, personal loans, payday loans, most private student loans, some medical debt, and even debts that are already in collections.

Credit card debt exceeded $930 billion last year, according to Transunion. Savings are being depleted. Credit card payments are too high. Many consumers feel like they are stuck in a cycle of debt that they can never escape.

And don't even get us started on payday loans... Payday loan debt is unlike other types of debt because the payments can quickly eat up your entire paycheck. 70% of online lenders aren’t licensed to lend in the states where they lend, and fraudulent debt collectors run rampant.

This calls for a different strategy – insert DebtHammer.

Depending on the type and amount of debt and your financial goals, we review different strategies to help you get the financial relief that you deserve.

The DebtHammer Process:

1. You tell us what type of debt you have

In most cases, your options can be limited by the type of debt you have. It's important for us to understand who you owe and what you owe so we can draw up an accurate savings estimate.

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2. We listen to your financial goals

Everybody has different financial goals, meaning no two financial situations are identical. Your goals, income, credit, and monthly expenses will determine your best available debt relief options. We schedule a phone call to hear you out so we can make the best recommendation for you.

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3. We help you get approved

Whether it's a debt consolidation loan, a debt relief program, or a hybrid approach, we'll give you our honest assessment of which option is best for you.

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Why Use DebtHammer?

DebtHammer gives you your life back

We’ve helped thousands of consumers regain control of their bank accounts and begin their journey to financial freedom. Our clients cite our world-class customer service and expertise in the industry as primary reasons for their satisfaction with our service.

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How is DebtHammer different?

DebtHammer was created with one goal: to help millions of families get out of debt. We started helping families escape the payday loan trap, and once we realized that credit card companies were no better than payday lenders, we turned our attention to them as well.

Our compassionate specialists genuinely listen to you to understand your goals and help guide you toward the best debt relief option. Plus, all of our partners are compliant, so you know you will be in good hands wherever we place you.

Our core values:

  1. Help people
  2. Challenge the status quo
  3. Build a great environment
  4. Be scrappy
  5. Be data-driven
  6. Get sh*t done

We’re a small team with big ambitions

We didn’t take millions of dollars in VC funding, so coincidentally, DebtHammer is not in debt. We’re not at the mercy of anyone pressuring us to squeeze profits out of consumers. We’ve built a sustainable business model that truly helps people, and we’re not stopping here.

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We provide a world-class customer experience

We get it. Being in debt is embarrassing, but there’s no need to be ashamed. We understand your pain. (Some of us have been there ourselves.) We offer judgment-free customer service and review legitimate debt relief options for 100% of our clients.

No gimmicks

No hidden fees. No upfront costs. No gotchas. We are always transparent.

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Here’s what our clients are saying:

"Reaching out to Debt Hammer was the best financial move I have ever made. My only regret is not finding them sooner. The entire process was quick and to the point."

- Bernadett M, Google Review


When consumers experience financial hardship, DebtHammer provides easy access to debt relief to regain control of their finances.

Schedule a Free Consultation Today

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