Payday Loan vs. Installment Loan: Which is Better?

By Debbie Sklar | Nov 5, 2020 | Comments Off on Payday Loan vs. Installment Loan: Which is Better?

Are you considering taking out a fast cash loan? Before you borrow, take a careful look at your options. Falling into debt is something that’s never planned, but it is something that everyone needs to watch out for and be prepared for should it happen. For instance, if you become pressed for cash, whether to …

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Debt Relief or Bankruptcy: Which is the Best Choice for You?

By debthammer | Nov 5, 2020 | Comments Off on Debt Relief or Bankruptcy: Which is the Best Choice for You?

Debt relief can be a saving grace when your monthly payments become unmanageable. And the amount of debt you’re grappling with can spiral out of control very quickly. But debt relief includes a wide range of strategies. And all too often, people struggle to find the right plan or get pressured into a scam by …

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How Does Debt Consolidation Affect Your Credit Score?

By Nick Gallo | Nov 5, 2020 | Comments Off on How Does Debt Consolidation Affect Your Credit Score?

Debt consolidation can lower your monthly payments, but can it also lower your credit score? Well… it depends. In some cases, debt consolidation will get you a better interest rate, simplify your paydown process, and put you on the fast track to being debt-free. But in others, you’ll get nothing for your trouble except a …

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Debt Avalanche vs. Debt Snowball: Which is the Better Debt Repayment Strategy?

By Nick Gallo | Nov 5, 2020 | Comments Off on Debt Avalanche vs. Debt Snowball: Which is the Better Debt Repayment Strategy?

Paying off debt can be one of the biggest challenges in all of personal finance. Credit cards, student debt, and payday loans are all designed to trap you in a loop of endless minimum payments. But as long as you stay disciplined, it is possible to escape. All you need is the right debt repayment …

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Can Payday Loans Be Consolidated? Here’s How To Do It

By Amy Freeman | Jun 18, 2020 | 0 Comments

Yes, payday loans can be consolidated, but it can be difficult depending on your situation. Here’s how to do it: Things to consider before you consolidate If you’re considering consolidating your payday loans, there are some things to consider first to ensure that the process works for you.  First, it’s a good idea to sit down …

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How to Get Out of Payday Loan Debt in 8 Easy Steps

By Jake Hill | Jun 13, 2020 | 0 Comments

Are you stuck in the payday loan trap and searching for a way out? Are you tired of reading through the same old “how-to” guides telling you to start with high-interest loans first? Payday loan debt is unlike other types of debt because the payments can quickly eat up your entire paycheck. This calls for …

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How to Use a Payday Loan Calculator

By Amy Freeman | Jun 10, 2020 | 0 Comments

On the surface, a payday loan looks like a quick and easy way to make ends meet. You’re strapped for cash before payday. Why not borrow a few hundred and pay a small fee to do so? What looks like a small fee at first often adds up to thousands of dollars. The interest rate …

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Everything You Need to Know About Predatory Online Payday Lending

By Kurtis Kendall | Jun 10, 2020 | 0 Comments

Borrowers that fall victim to predatory lending could end up getting scammed out of thousands of dollars of their hard-earned money, have their credit badly damaged, or could even face repossession of property. Knowing what predatory lending is, identifying it, and staying far away from those who practice it is essential in today’s world. What …

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What Happens If You Can’t Afford to Repay a Payday Loan?

By Alaina Sheehan | Jun 5, 2020 | 0 Comments

Payday lenders do not go quietly into that good night. If you don’t pay your loan back on time, you’ll wind up on the business end of a debt collector’s list — and payday lenders always seem to contract with the most obnoxious collectors out there. Here is what you will deal with if you …

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What are Payday Loans and Why are They Bad?

By Debbie Sklar | Jun 5, 2020 | 2 Comments

It’s your worst nightmare: your car engine blew and you can’t get to work. But you have no emergency fund, all of your credit cards are overextended and payday isn’t for another two weeks. How can you get enough money to get it repaired without missing work? If you’ve ever needed cash on short notice …

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