Aspen trees represent rebirth. And when you’re hit with money problems, who isn’t hoping the loan they turn to will get to the root of their financial problems and lead to a fresh start? You don’t want a loan that leaves you stuck in a cycle of debt. Aspen Financial Direct promises to lend you …
Aspen Financial Direct Review — Know Before You Borrow Read More »
Soaring prices and rising interest rates have left tens of millions of Americans struggling with debt, particularly high-interest credit card debt. Debt consolidation can be an effective solution, and there are unique options available for veterans. Are you eligible for debt consolidation? We may be able to help. It’s easy and free to find out. …
Here are the 6 Best Debt Consolidation Loans for Military Vets Read More »
Credit cards come in all shapes and sizes. Well, most of them are roughly 7-square-inch rectangles, but they do have very different qualities. In particular, secured credit cards work differently from their unsecured counterparts. There are pros and cons to both types, and which one you need will depend on your credit scores and intentions …
Secured Credit Cards: Everything You Need to Know + 5 Top Options Read More »
If you have a history of missing your credit card payments, that information gets reported to the credit bureaus. If you have a history of over-drafting your bank account, or a poor deposit history, that information gets reported to ChexSystems, which is sort of like a credit bureau but for banks. If you’ve tried to …
Here are the Best “Second-Chance” Bank Accounts for Bad Credit Read More »
Many of us have been there, which is not fun. You look at your checking account balance and see that it is negative. You don’t know how or when your account became overdrawn, but here is a guide to making it through the dreaded negative balance on your bank account. Pewtrusts.org indicates that about 18 …
Are you looking for information on starting a side hustle? Or investing? What if you need help saving money and reducing spending? There are scores of blogs that specialize in these areas (and more). Here are some of the best. Best sites for overall personal finance advice When you’re starting your financial journey, it’s good …
37 Best Personal Finance Blogs + Top Podcasts and Websites Read More »
An estimated 5,711,471 people live in Minnesota. The cost of living in the state is slightly lower than the national average, and the median household income is $77,706. Yet, many residents still struggle financially. The state’s poverty rate is 9.3% which, while lower than the official national poverty rate of 11.6%, is still significant. The …
Minnesota Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
Known for its stunning landscapes and abundance of nature, Montana is home to 1,122,867 people. As picturesque as the state is, many Montana residents still struggle financially. The average personal income is $49,340, whereas the national average is $67,521. Meanwhile, the average debt per capita is $56,662 (excluding mortgages). The state also ranks 31st when …
Montana Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
New Jersey, of the Garden State, is home to 9,261,699 people. The average New Jerseyan has a personal income of $67,120 and owes $62,350 in consumer debt (not including mortgages). Around 798,262 people live below the federal poverty guidelines — or 9.2% of the state’s population. This is slightly below the national poverty rate of …
New Jersey Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
It’s never too late — or too early — to start thinking about your financial health and get your finances in order. For many people, this means establishing a savings fund, paying off debt, or maxing out their investment account contributions. But if you’re struggling to pay for everyday expenses or monthly bills, the idea …
DebtHammer Newsletter #15: The Tools You Need to Become Debt-Free Read More »