Jake Hill

Jake Hill is the Founder and CEO of DebtHammer. He has helped thousands of Americans escape the debt trap. He geeks out on personal finance, living debt-free, data science and ending the debt trap. He's appeared in Forbes, Real Simple, Consumer Reports, Business News Daily and Business Insider. Outside of work, you can find him playing with his dog, staying active, writing sports algorithms, and enjoying the great city of Austin.

What is a Payday Alternative Loan (PAL)? A Better Option

Payday Alternative Loans are small-dollar short-term loans that were designed to be a better alternative to traditional payday loans without the high fees and interest charges. They cost less and offer longer repayment terms, larger borrowing limits and interest rates are capped at 28%. Unfortunately, many payday loan borrowers are completely unaware that this type

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