If you’ve gotten too far behind on bills, debt collectors might start bugging you. And debt collectors generally are allowed to contact you about overdue debts. But there are a number of things they’re not allowed to do. As a consumer, it’s important that you understand what debt collectors can and cannot do. Follow along …
The Fair Debt Collection Practices Act: What are Your Rights? Read More »
It’s the middle of a long, hot Texas summer and your air conditioner suddenly stops working — the good news is that it can easily be repaired. The problem is that you won’t have the $150 needed to make the repair until your next payday — which is more than a week away. What should …
We’ve all been in this spot: money is tight and just as you’re short on cash what seems like a miracle — an unsolicited check — arrives in your mailbox right as you need items to get the kids ready to head back to school, or you’re ready to begin your holiday shopping. Suddenly you …
Automatic loan payments can be a good way to stay on top of monthly bills. However, payday lenders use automatic payments as a form of securement for their unsecured loans. So, what should you do if your payday lender requires you to set up automatic debits from your account, and you don’t always have the …
If the world were to end in nuclear armageddon, the only things left would be roaches, Twinkies, and payday lenders. The payday loan industry refuses to die out, even though humanity has been fighting usurious lending since at least the early days of Mesopotamia. Across modern-day America, the battle is still ongoing. Each state government …
Indiana Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »
Statistics updated as of: February 10th, 2021 Payday loans are still alive and well in many parts of America. Across the country, 12 million people still use them each year. Because each state government has the power to regulate the industry within their borders, there are 50 distinct rulesets that range from complete prohibition to …
Georgia Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »
Are you stuck in the payday loan trap and searching for a way out? Are you tired of reading through the same old “how-to” guides telling you to start with high-interest loans first? Payday loan debt is unlike other types of debt because the payments can quickly eat up your entire paycheck. This calls for …
How to Get Out of Payday Loan Debt in 8 Easy Steps Read More »