Buy Now, Pay Later: What Is It + 9 Best Known BNPL Companies

By Angela Watson | May 4, 2022 | Comments Off on Buy Now, Pay Later: What Is It + 9 Best Known BNPL Companies

When waiting isn’t an option and you need to purchase something right now, a buy now, pay later plan could be a good alternative to a credit card. These plans are easy to qualify for and generally more affordable than other financing options. But, as with any form of financing, buy now, pay later has …

Buy Now, Pay Later: What Is It + 9 Best Known BNPL Companies Read More »

Need a Timeshare Exit Company? Here are the 10 Best Options

By Debbie Sklar | Apr 29, 2022 | Comments Off on Need a Timeshare Exit Company? Here are the 10 Best Options

Sometimes things just don’t work out as planned: you buy a car that’s a lemon or the vacation timeshare you agreed to under pressure turned out to be a big mistake. In the case of a timeshare, you can hire a timeshare exit company to help you wave goodbye to your unwanted vacation property for …

Need a Timeshare Exit Company? Here are the 10 Best Options Read More »

Survey: This Mother’s Day, Mom Deserves a Big Paycheck

By debthammer | Apr 27, 2022 | Comments Off on Survey: This Mother’s Day, Mom Deserves a Big Paycheck

We all agree that motherhood is a very big job. In fact, more than 35% of Americans believe that if motherhood was a paid position, it deserves a six-figure salary. Mother’s Day is May 8, and this year Americans are expected to spend about $31.7 billion showering their moms with gifts, according to the National …

Survey: This Mother’s Day, Mom Deserves a Big Paycheck Read More »

Debt Glossary: Here are the Terms You Need to Know

By Alaina Sheehan | Apr 19, 2022 | Comments Off on Debt Glossary: Here are the Terms You Need to Know

Here are some of the most important financial terms you need to know: Adverse credit history:  A credit history that shows regular late or missed payments on one or more loans or lines of credit. It can also be used to describe a credit history that includes default judgments against an applicant, bankruptcy … basically …

Debt Glossary: Here are the Terms You Need to Know Read More »

DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free

By Angela Watson | Apr 14, 2022 | Comments Off on DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free

DebtHammer’s newsletter breaks down the key financial developments that you need to know. 70% of medical debt in collections to drop from credit reports If you haven’t already heard, the three major credit reporting agencies – Experian, Equifax, and TransUnion – have recently joined efforts to change their policy on medical collections debt reporting. Starting …

DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free Read More »

Survey: 72% in U.S. Suffering Due to High Gas Prices

By debthammer | Apr 6, 2022 | Comments Off on Survey: 72% in U.S. Suffering Due to High Gas Prices

With gas prices averaging $4.18 a gallon across the U.S. and a price hike from summer blends looming, more than 72% of Americans have already had to make some tough financial choices due to the extra expense. The past few months have been difficult. According to Gas Buddy, fuel costs jumped more than 20% in …

Survey: 72% in U.S. Suffering Due to High Gas Prices Read More »

Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

By Nick Gallo | Apr 4, 2022 | Comments Off on Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term, high-interest loans with no credit check. They’re supposed to help underqualified borrowers in financial distress, but they’re so expensive that they often backfire. That’s made them highly controversial, and state authorities choose to regulate them very differently. Here’s how the Maryland payday loan laws work. Payday lending status in Maryland: Prohibited …

Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022] Read More »

New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

By Nick Gallo | Mar 31, 2022 | Comments Off on New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term loans with no credit check that unqualified borrowers can use in emergencies. However, they’re highly controversial since their high finance charges often create more problems for borrowers than they solve. As a result, each state regulates them differently. Here’s how the New Jersey payday loan laws work. Payday lending status in …

New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022] Read More »

In Over Your Head With Payday Loans? Everything You Need to Know

By Angela Watson | Mar 29, 2022 | Comments Off on In Over Your Head With Payday Loans? Everything You Need to Know

Around 12 million American consumers use payday loans each year, borrowing an average of eight loans at $375 apiece. With the standard lender fees and interest rates, each of those loans ends up costing around $520. Considering that, if you’ve ever thought “I’m in over my head with payday loans,” you’re not alone. And, fortunately, …

In Over Your Head With Payday Loans? Everything You Need to Know Read More »

Here are the 8 Best Options for Online Banking with Free Accounts

By Jennifer Chiongbian | Mar 27, 2022 | Comments Off on Here are the 8 Best Options for Online Banking with Free Accounts

Digital banking has become mainstream, particularly with the younger generation. The COVID pandemic of 2020 forced many of us to become part of the digital banking ecosystem, especially when banks limited access and hours, fast-tracking the digital banking industry. Best free mobile banking options Chime  Chime is a financial technology company that provides fee-free mobile …

Here are the 8 Best Options for Online Banking with Free Accounts Read More »

Scroll to Top