DebtHammer Newsletter #5: The Tools You Need to Become Debt-Free

By Angela Watson | May 15, 2022 | Comments Off on DebtHammer Newsletter #5: The Tools You Need to Become Debt-Free

Table of Contents In the news: Student loans Federal student loan repayment freeze extendedStudent loan debt forgiveness: Where we are right nowNeed help budgeting? Try a free budgeting appMother’s Day survey: How much did you spend?The bottom line In the news: Student loans Federal student loan repayment freeze extended Last month, President Biden extended the …

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37 Ways to Eliminate Expenses and Boost Savings

By Angela Watson | May 9, 2022 | Comments Off on 37 Ways to Eliminate Expenses and Boost Savings

If you’re looking for ways to eliminate expenses, reduce debt, build savings or an emergency fund, you’re in luck. There are dozens of effective ways to do just that, many of which you can start right now. From cutting back on utilities and swapping insurance providers to finding inexpensive entertainment options, here are the 37 …

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Buy Now, Pay Later: What Is It + 9 Best Known BNPL Companies

By Angela Watson | May 4, 2022 | Comments Off on Buy Now, Pay Later: What Is It + 9 Best Known BNPL Companies

When waiting isn’t an option and you need to purchase something right now, a buy now, pay later plan could be a good alternative to a credit card. These plans are easy to qualify for and generally more affordable than other financing options. But, as with any form of financing, buy now, pay later has …

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Need a Timeshare Exit Company? Here are the 10 Best Options

By Debbie Sklar | Apr 29, 2022 | Comments Off on Need a Timeshare Exit Company? Here are the 10 Best Options

Sometimes things just don’t work out as planned: you buy a car that’s a lemon or the vacation timeshare you agreed to under pressure turned out to be a big mistake. In the case of a timeshare, you can hire a timeshare exit company to help you wave goodbye to your unwanted vacation property for …

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Survey: This Mother’s Day, Mom Deserves a Big Paycheck

By debthammer | Apr 27, 2022 | Comments Off on Survey: This Mother’s Day, Mom Deserves a Big Paycheck

We all agree that motherhood is a very big job. In fact, more than 35% of Americans believe that if motherhood was a paid position, it deserves a six-figure salary. Mother’s Day is May 8, and this year Americans are expected to spend about $31.7 billion showering their moms with gifts, according to the National …

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Debt Glossary: Here are the Terms You Need to Know

By Alaina Sheehan | Apr 19, 2022 | Comments Off on Debt Glossary: Here are the Terms You Need to Know

Here are some of the most important financial terms you need to know: Table of Contents Adverse credit history: Accrued interest:Annual fee: Annual Percentage Rate (APR):Arrears:Asset:Balance: Bankruptcy:Better Business Bureau: Borrower:Budget: Cash advance app:Chapter 7 bankruptcy: Chapter 13 bankruptcy: Collateral:Collection agency:Consolidation: Consumer debt:Consumer Financial Protection Bureau:  Court judgment:Court order:Credit builder loan:Credit bureaus: Credit card debt:Credit counselors:Credit history: Credit repair: Credit score: Creditors: Creditworthiness: Debt: Debt-to-income ratio (DTI): Debt consolidation: Debt Management Plan: Debt relief:Debt …

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DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free

By Angela Watson | Apr 14, 2022 | Comments Off on DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free

DebtHammer’s newsletter breaks down the key financial developments that you need to know. Table of Contents 70% of medical debt in collections to drop from credit reportsCash advance apps and payday loansBuy now, pay later plansThe bottom lineNeed help now?Coming next month 70% of medical debt in collections to drop from credit reports If you …

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Survey: 72% in U.S. Suffering Due to High Gas Prices

By debthammer | Apr 6, 2022 | Comments Off on Survey: 72% in U.S. Suffering Due to High Gas Prices

With gas prices averaging $4.18 a gallon across the U.S. and a price hike from summer blends looming, more than 72% of Americans have already had to make some tough financial choices due to the extra expense. The past few months have been difficult. According to Gas Buddy, fuel costs jumped more than 20% in …

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Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

By Nick Gallo | Apr 4, 2022 | Comments Off on Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term, high-interest loans with no credit check. They’re supposed to help underqualified borrowers in financial distress, but they’re so expensive that they often backfire. That’s made them highly controversial, and state authorities choose to regulate them very differently. Here’s how the Maryland payday loan laws work. Table of Contents Payday lending status …

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New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

By Nick Gallo | Mar 31, 2022 | Comments Off on New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term loans with no credit check that unqualified borrowers can use in emergencies. However, they’re highly controversial since their high finance charges often create more problems for borrowers than they solve. As a result, each state regulates them differently. Here’s how the New Jersey payday loan laws work. Table of Contents Payday …

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