Debt Settlement vs. Debt Management: What You Need to Know

By Sam Wilson | Mar 29, 2023 | Comments Off on Debt Settlement vs. Debt Management: What You Need to Know

According to the Federal Reserve Bank of New York, household debt now totals $16.90 trillion, $986 billion of which is on credit cards. If your debts are causing you serious stress, you must take action. Debt settlement and Debt Management Plans are two of your leading options for dealing with unsecured debts like credit card …

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Debt Consolidation for the Unemployed: How to Tackle Debt When You’re Between Jobs

By Jennifer Chiongbian | Mar 29, 2023 | Comments Off on Debt Consolidation for the Unemployed: How to Tackle Debt When You’re Between Jobs

According to a May 2022 LendingClub survey, around 64% of Americans live paycheck to paycheck. Living paycheck to paycheck is not an issue isolated only to low-income people. It can happen to anyone at any income level. So what happens if you lose your job? Will you be able to consolidate your debts to keep …

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How to Prove a Debt is Not Yours

By Angela Watson | Mar 29, 2023 | Comments Off on How to Prove a Debt is Not Yours

Dealing with a creditor or calls from debt collectors can be stressful. If this happens, you may be tempted to resolve the situation as soon as possible by paying the account. But what if the debt isn’t yours? This can happen for many reasons, including identity theft, name mix-ups or account reporting errors. If a …

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Debt Settlement Pros and Cons: What’s the Risk vs. Reward?

By Jennifer Chiongbian | Mar 28, 2023 | Comments Off on Debt Settlement Pros and Cons: What’s the Risk vs. Reward?

According to newyorkfed.org, total household debt surpassed $16 trillion in the second quarter of 2022. Meanwhile, mortgages, auto loans and credit card balances increased by $312 billion. Balances now stand $2 trillion higher than at the end of 2019, before the start of the COVID-19 pandemic. Chances are, you are one of those with ballooning …

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Debt Settlement Attorneys: Do You Need One, and How to Find the Right One

By Jennifer Chiongbian | Mar 28, 2023 | Comments Off on Debt Settlement Attorneys: Do You Need One, and How to Find the Right One

Millions of Americans have debt that is spiraling out of control. They have to deal with the daily struggle of deciding whether to pay bills, buy food, pay their medical debt, or get their car fixed. No one should face these decisions, especially if you have had an accident, lost a job, got a divorce, …

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New York Debt Relief: The Tools You Need to Escape the Debt Trap

By Angela Watson | Mar 27, 2023 | Comments Off on New York Debt Relief: The Tools You Need to Escape the Debt Trap

New York is home to 19.84 million people, making it the fourth most populous state in the country. Of those people, approximately 13% live below the federal poverty line, higher than the official poverty rate of 11.6%. Although the average personal income for a New York resident is $70,460, many New Yorkers struggle to make …

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California Debt Relief: The Tools You Need to Escape the Debt Trap

By Angela Watson | Mar 27, 2023 | Comments Off on California Debt Relief: The Tools You Need to Escape the Debt Trap

With 39,237,836 people, or roughly 12% of the country’s population, California is the most populous state in the United States. California is also one of the more expensive places to live, which is why many Californians struggle financially and need debt relief or financial assistance. The average debt per California household is about $73,400, not …

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Are you Drowning in Debt? Here’s How to Save Yourself

By Alaina Sheehan | Mar 27, 2023 | Comments Off on Are you Drowning in Debt? Here’s How to Save Yourself

The world gets more expensive every day (gas prices, anybody?). Unfortunately, wages have remained more or less the same. To bridge the gap, many Americans are turning to credit and loans for help. Is it any wonder that nearly half of all 18–34-year-olds feel like they are “drowning in debt”? When you feel overwhelmed by your debt, …

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Debt Settlement vs. Debt Consolidation: Which is Better?

By Sam Wilson | Mar 25, 2023 | Comments Off on Debt Settlement vs. Debt Consolidation: Which is Better?

Tens of millions of Americans are struggling with debt and looking for a way out. That search can be confusing: There are many debt relief methods out there, and it’s hard to know which is right for you. Debt settlement and debt consolidation are two of the most common. Let’s take a closer look at …

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Aspen Financial Direct Review — Know Before You Borrow

By DebtHammer | Mar 23, 2023 | Comments Off on Aspen Financial Direct Review — Know Before You Borrow

Aspen trees represent rebirth. And when you’re hit with money problems, who isn’t hoping the loan they turn to will get to the root of their financial problems and lead to a fresh start? You don’t want a loan that leaves you stuck in a cycle of debt. Aspen Financial Direct promises to lend you …

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