Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. Calls or letters from debt collectors can be annoying, scary and sometimes border on outright harassment. Just like anyone else would, you want the contact to …
This 11-Word Phrase is Supposed to Stop Debt Collectors: Will It Work? Read More »
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. The world gets more expensive every day (gas prices, anybody?). Unfortunately, wages have remained more or less the same. To bridge the gap, many Americans are …
Are you Drowning in Debt? Here’s How to Save Yourself Read More »
Since Bitcoin was first introduced to the market in 2009, cryptocurrency has soared in popularity amongst investors for numerous reasons. For one thing, cryptocurrency has massive potential when it comes to gains. According to Forbes, Bitcoin was worth $19,400 as of July 2022. In comparison, it was valued at $500 in 2016 — that’s a …
DebtHammer Newsletter #7: The Tools You Need to Become Debt-Free Read More »
If you have a history of missing your credit card payments, that information gets reported to the credit bureaus. If you have a history of over-drafting your bank account, or a poor deposit history, that information gets reported to ChexSystems, which is sort of like a credit bureau but for banks. If you’ve tried to …
Need a Second Chance? 6 Best Bank Accounts for Bad Credit Read More »
Laws vary from state to state. In some states, vaping is prohibited. In New Hampshire, it’s illegal to collect seaweed at night. And in Alaska, it’s illegal for a person to get drunk at a bar and remain on the premises. If you’re looking to take out a payday loan, there are various state laws …
The number of payday lenders in the U.S. is about 23,000 — twice the number of McDonald’s restaurants. Though some states have made payday lending outright illegal, other states are plagued by payday lenders that take advantage of desperate individuals when they’re at their lowest point. To learn where your state stands, explore the numbers …
Payday loans seem like a fast answer to a financial crisis. You get quick cash with no credit check and few requirements. That convenience can get you into trouble. Payday loan interest rates are astronomical and most borrowers end up regretting their loans. Let’s take a closer look at payday loan interest rates and how …
Payday Loan Interest Rates: Here’s What You Need To Know Read More »
If you’ve never invested your money before, it’s totally normal to feel intimidated by the process. You want your money to make money, but how exactly do you get started? One of the best ways to start investing is with an investment app. There are a lot of them out there — Stash, Betterment, RobinHood, …
Acorns Review: Is It the Right Investment App for You? Read More »
If you’re looking to repair your credit, the numbers “6-0-9” might be just what you need — or, more accurately, you might need to compose a 609 Dispute Letter. This is a letter any consumer may send to the three credit bureaus requesting additional information after spotting an inaccuracy. It often includes a request to …
What is a 609 Dispute Letter? It Could Boost Your Credit Score Read More »
Disclaimer: DebtHammer may be affiliated with some of the companies mentioned in this article. DebtHammer may make money from advertisements, or when you contact a company through our platform. According to Forbes, more than half of American adults now owe some medical debt. A report from KFF shows that about 11 million owe more than …
Medical Debt Consolidation: Is It Worth It? It’s Complicated Read More »