Dave is one of the most popular cash advance apps, but there are plenty of other alternatives with a variety of benefits, including interest-free loans with instant access to your money. Here are 14 other online banking options that can help you get the cash you need to make it to payday. Dave ExtraCash at […]
Research shows that more than 80% of Americans between the ages of 18 to 44 want access to their pay at the end of each workday. Cash advance apps are like payday loans but without the triple-digit interest rates. They’re a great alternative when you need access to your pay before your next paycheck. However, […]
If the utility company is threatening to cut off your water if you don’t pay the bill immediately, but payday is a week away, you may feel like a payday loan is your only option. It’s not. Possible Finance offers small personal loans. You don’t have to repay them on your next payday, but the […]
MoneyLion is an app that offers various financial features. One of the most popular is that it can help you get extra cash if you can’t wait for your next paycheck to pay for bills, groceries, gas, or whatever. And they’re interest-free. Here’s what you need to know. But MoneyLion’s wide array of features comes […]
Do you need money right away to cover an urgent expense? Don’t head to a payday loan store if you can’t wait until your next paycheck. Use a cash advance app instead. But the number of choices can be overwhelming. Here’s what you need to know to choose the app that best meets your needs. […]
In 2023, payday lending is still a controversial topic in America. While many Americans find the practice of usury inhumane and distasteful, there are just as many (if not more) who feel that businesses should have free reign to do as they please. Because states have the power to regulate payday lending within their borders, […]
Despite its predatory reputation, payday lending still occurs frequently across America. Because the industry is regulated by state officials — not the federal government — the rules are inconsistent. Here’s what you should know about the Colorado payday loan laws if you live in the state. Payday lending status in Colorado: Prohibited Colorado’s Proposition 111, […]
Payday loans have short repayment terms, high interest rates, and small principal balances. Because they frequently trap borrowers in a cycle of debt, some state governments limit or prohibit them, but that’s not true of the entire country. Here’s what you should know about the Tennessee payday loan laws if you live in the state. […]
The debate over the necessity and morality of payday loans has been going on for years, but they’re still legal in most parts of the United States. Unfortunately, each state government has the authority to regulate them within their borders, and they all take a different approach. Here’s what you should know about the Florida […]
Payday loans have long been controversial for their tendency to trap borrowers in a cycle of debt. Unfortunately, individual states have the authority to regulate them within their borders, and many choose to allow the predatory industry to continue charging unreasonable interest rates. These are the California payday loan laws. Payday lending status in California: […]