As kids head back to school this year, parents are facing one particularly big challenge: fear. On May 24, 2022, 18-year-old Salvador Ramos fatally shot 19 students and two teachers at Robb Elementary in Uvalde, Texas, and headlines are still swirling about the police response that day, leaving parents and students a bit wary and […]
Since Bitcoin was first introduced to the market in 2009, cryptocurrency has soared in popularity amongst investors for numerous reasons. For one thing, cryptocurrency has massive potential when it comes to gains. According to Forbes, Bitcoin was worth $19,400 as of July 2022. In comparison, it was valued at $500 in 2016 — that’s a […]
According to Forbes, more than half of American adults now owe some medical debt. A report from KFF shows that about 11 million owe more than $2,000, and three million people owe more than $10,000. It’s no wonder people might be looking for debt relief. According to Kaiser research, the medical debt stood at $195 […]
If you’ve been carrying a large loan for some time, paying it off can be exciting. It can also be a bit of a shock if you find out that your loan payoff amount is more than what you thought you owed. The amount you need to pay off a loan may not be the […]
For many people, bankruptcy seems like the answer to large amounts of high-interest debt, overextended credit, and even marital issues. If you’re considering it as an option, you’re not the only one. Hundreds of thousands of people file for bankruptcy every year. In 2021 alone, there were around 413,000 personal bankruptcy cases. Bankruptcy has its […]
Cryptocurrency investing has been a wild ride lately. So what happens when you combine the tempting prospect of new global currencies and unprecedentedly low prices, but you don’t have any cash to invest? Americans are turning to lenders. And as many investors are currently adding up their losses, others are doubling down, using loans to […]
More than a quarter of Americans have no emergency fund to carry them through a financial crisis, and almost half have said they’re struggling to feed their families. Inflation has soared to the highest level since December 1981 as Americans continue to grapple with unprecedented financial challenges, and most families have been caught off guard. […]
While the gender pay gap means that women earn 83 cents for every dollar earned by a man in the workforce, there’s one area where the trend would be reversed – fatherhood. If being a dad was a paid position, 30% of Americans believe the job is worth a six-figure salary and 12% say it […]
According to Bankrate, the average credit card balance in 2021 was $5,525 and the average consumer had three credit cards. That comes out to $16,575 just in credit card debt, never mind what you’re shelling out for car payments, student loan payments, rent/mortgage payments, etc.! Given that the average full-time salary in 2021 was around $50,000, […]
Filing for bankruptcy is expensive what with the credit counseling course fees, court filing fees and, typically, attorney fees. Fortunately, even though there’s no real way to file for free, there are ways to keep costs low. And, if you’re in a financial pinch, this can help you get back on track without falling further […]