Debt-relief services can seem overwhelming when you’re already struggling with debt. It’s challenging to know which options will work for you, and there’s no one solution that works for everyone. Credit counseling is one option. Here’s what you need to know about whether it will be the best fit for your financial situation. Key points […]
If you’ve gotten too far behind on bills, debt collectors might start bugging you. And debt collectors generally are allowed to contact you about overdue debts. But there are a number of things they’re not allowed to do. As a consumer, it’s important that you understand what debt collectors can and cannot do, and luckily, […]
If you’re juggling so many credit card and loan payments each month that you can only afford to make the minimum payments, it’s time to consider debt consolidation. But what is it, and how does it work? Key points How debt consolidation works Debt consolidation rolls your old debt into one new loan. There are […]
Artificial intelligence is seemingly everywhere these days, including bank accounts. Cleo is a cash advance app that calls itself “the world’s first AI assistant dedicated to personal finance.” If you’re the type of person who wants some help managing your money but doesn’t want to have to talk to an actual human, Cleo may be […]
One seemingly simple payday loan can leave you grappling with debt for years. Consider Dave in Missouri, for instance, who borrowed $2,500 over five years and paid $61,000 in interest. If your payday loan debt has spiraled out of control and you’re wondering whether government help is available, here’s what you need to know. Our […]
If you’re struggling with paying a payday loan, you need to know whether your lender is licensed. If your lender is not licensed, your loan may not be legally collectible, meaning you may not have to pay it. Stuck in payday debt? DebtHammer may be able to help. How to determine whether your payday lender […]
Payday loan borrowers are prime targets for scammers. They almost always need money fast and don’t have time to ask questions or thoroughly research the lenders. In fact, according to the FBI, tens of thousands of people fall victim to payday loan scams each year. Trust your gut. If you’re feeling panicked or rushed into […]
Brigit is a financial app that offers small cash advances of up to $250 to tide you over until your next payday. Helping borrowers avoid payday loans is a worthy goal, and Brigit boasts more than four million customers who want to borrow quick cash, build credit and save smarter. But Brigit charges a $10 […]
Payday loans are never good. A cash advance app can be a better alternative for those needing extra cash before their next paycheck. Klover is a legitimate option for quick, no-interest loans — but there’s a catch. Our take: Klover is a legitimate way to get short-term cash advances of up to $200, and it […]
Death and taxes are the only two things in life that are certain. Both can be very expensive, but one is inescapable: funeral costs. Key points Government programs and charities that help with funeral costs The average cost of a funeral and burial is $7,848, according to the latest data from the National Funeral Directors […]