12 Best Cash Advance Apps When You Need Instant Money

By Angela Watson | Sep 17, 2021 | Comments Off on 12 Best Cash Advance Apps When You Need Instant Money

Over half of all working Americans, including those who make between $50,000 and $100,000 a year, live paycheck to paycheck. If you need a couple of extra hundred dollars before getting paid and are thinking about taking out a cash advance, we have you covered. Here are the best cash advance apps when you’re in …

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Texas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Nick Gallo | Sep 16, 2021 | Comments Off on Texas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Payday loans are a short-term, high-interest form of credit that often traps borrowers in a vicious cycle of debt. They’re a controversial topic in America, and because state governments regulate them independently of each other, each one follows a unique ruleset. Here’s what you should know about the Texas payday loan laws if you live …

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Tennessee Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Nick Gallo | Sep 16, 2021 | Comments Off on Tennessee Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Payday loans have short repayment terms, high interest rates, and small principal balances. Because they frequently trap borrowers in a cycle of debt, some state governments limit or prohibit them, but that’s not true of the entire country. Here’s what you should know about the Tennessee payday loan laws if you live in the state. …

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Kansas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Nick Gallo | Sep 4, 2021 | Comments Off on Kansas Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Payday lending is infamous in America for its predatory nature, but the industry is still present in many parts of the country. The federal government leaves it up to individual states to regulate their payday lenders, and each one has a unique approach. Here’s what you should know about the Kansas payday loan laws if …

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Is the Klover App Legitimate? Here’s What You Need to Know

By Angela Watson | Aug 27, 2021 | Comments Off on Is the Klover App Legitimate? Here’s What You Need to Know

Cash advance apps have gained immense popularity in recent years, which is good news for people who would have otherwise had to rely on short-term options like payday loans. A cash advance app like Klover can be a good, temporary solution for those who need some extra cash before their next paycheck. What is Klover? …

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What Happens if You Close Your Bank Account and Default on a Payday Loan?

By DebtHammer | Aug 26, 2021 | Comments Off on What Happens if You Close Your Bank Account and Default on a Payday Loan?

What will happen if you close your bank account and default on your payday loan? Let’s explore the consequences and alternatives. What happens if you don’t pay back your payday loan? If you don’t pay back your loan, it is classified as a default and will lead to a whole host of troubles, including fees, finance …

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Colorado Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

By Nick Gallo | Aug 25, 2021 | Comments Off on Colorado Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Despite its predatory reputation, payday lending still occurs frequently across America. Because the industry is regulated by state officials — not the federal government — the rules are inconsistent. Here’s what you should know about the Colorado payday loan laws if you live in the state. Payday lending status in Colorado: Prohibited Colorado’s Proposition 111, …

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Personal Loan Scams: How to Make Sure a Loan Company is Legitimate

By DebtHammer | Aug 24, 2021 | Comments Off on Personal Loan Scams: How to Make Sure a Loan Company is Legitimate

When looking for a personal loan, your focus is usually on the details — like fees, interest rates and repayment terms. But while these are important factors, one key issue outweighs the rest — ensuring that the loan company is legitimate. According to the Federal Trade Commission, about $3.3 billion was lost in loan fraud in 2020. …

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Is a Payday Loan Secured or Unsecured?

By Jake Hill | Jul 30, 2021 | Comments Off on Is a Payday Loan Secured or Unsecured?

It’s the middle of a long, hot Texas summer and your air conditioner suddenly stops working — the good news is that it can easily be repaired. The problem is that you won’t have the $150 needed to make the repair until your next payday — which is more than a week away. What should …

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What is a Live Check, and Should You Cash It?

By Jake Hill | Jul 30, 2021 | Comments Off on What is a Live Check, and Should You Cash It?

We’ve all been in this spot: money is tight and just as you’re short on cash what seems like a miracle — an unsolicited check — arrives in your mailbox right as you need items to get the kids ready to head back to school, or you’re ready to begin your holiday shopping. Suddenly you …

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