Payday Loan vs. Installment Loan: Which is Better?

By Debbie Sklar | Nov 5, 2020 | Comments Off on Payday Loan vs. Installment Loan: Which is Better?

Table of Contents Are you considering taking out a fast cash loan? Before you borrow, take a careful look at your options.What is an Installment Loan?Secured vs. Unsecured LoansWhat is a Payday Loan?Installment Loan vs. Payday Loan: The Key DifferencesWhich One Should You Choose?Other Alternatives to Payday Loans and Installment LoansCash advance appHome refinancingWhat is …

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Debt Relief or Bankruptcy: Which is the Best Choice for You?

By debthammer | Nov 5, 2020 | Comments Off on Debt Relief or Bankruptcy: Which is the Best Choice for You?

Debt relief can be a saving grace when your monthly payments become unmanageable. And the amount of debt you’re grappling with can spiral out of control very quickly. But debt relief includes a wide range of strategies. And all too often, people struggle to find the right plan or get pressured into a scam by …

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How Does Debt Consolidation Affect Your Credit Score?

By Nick Gallo | Nov 5, 2020 | Comments Off on How Does Debt Consolidation Affect Your Credit Score?

Debt consolidation can lower your monthly payments, but can it also lower your credit score? Well… it depends. In some cases, debt consolidation will get you a better interest rate, simplify your paydown process, and put you on the fast track to being debt-free. But in others, you’ll get nothing for your trouble except a …

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Debt Avalanche vs. Debt Snowball: Which is the Better Debt Repayment Strategy?

By Nick Gallo | Nov 5, 2020 | Comments Off on Debt Avalanche vs. Debt Snowball: Which is the Better Debt Repayment Strategy?

Paying off debt can be one of the biggest challenges in all of personal finance. Credit cards, student debt, and payday loans are all designed to trap you in a loop of endless minimum payments. But as long as you stay disciplined, it is possible to escape. All you need is the right debt repayment …

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Can Payday Loans Be Consolidated? Here’s How To Do It

By Amy Freeman | Jun 18, 2020 | 0 Comments

No one takes out a payday thinking that they’ll end up having to borrow again and again. Payday loans are short-term loans that are supposed to be paid back the next time you get paid. What usually happens is that borrowers end up taking out a loan, rolling it over and borrowing more and more. …

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How to Get Out of Payday Loan Debt in 10 Steps

By Jake Hill | Jun 13, 2020 | 0 Comments

Taking out payday loans may seem like a short term necessity, but if not repaid, payday loans can easily pile up into a mountain of debt. Borrowers with high amounts of payday debt often find their debt rising despite making payments, simply because of the astronomically high interest rates. Here are 10 ways to get …

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How to Use a Payday Loan Calculator

By Amy Freeman | Jun 10, 2020 | 0 Comments

On the surface, a payday loan looks like a quick and easy way to make ends meet. You’re strapped for cash before payday, why not borrow a few hundred and pay a small fee to do so? What looks like a small fee at first often turns out to add up to thousands of dollars. …

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Everything You Need to Know About Predatory Online Payday Lending

By Kurtis Kendall | Jun 10, 2020 | 0 Comments

Borrowers that fall victim to predatory lending could end up getting scammed out of thousands of dollars of their hard-earned money, have their credit badly damaged, or could even face repossession of property. Knowing what predatory lending is, identifying it, and staying far away from those who practice it is essential in today’s world. Table …

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What Happens If You Can’t Afford to Repay a Payday Loan?

By Alaina Sheehan | Jun 5, 2020 | 0 Comments

Payday lenders do not go quietly into that good night. If you don’t pay your loan back on time, you’ll wind up on the business end of a debt collector’s list — and payday lenders always seem to contract with the most obnoxious collectors out there. Here is what you will deal with if you …

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What are Payday Loans and Why are They Bad?

By Debbie Sklar | Jun 5, 2020 | 2 Comments

It’s your worst nightmare: your car engine blew and you can’t get to work. But you have no emergency fund, all of your credit cards are overextended and payday isn’t for another two weeks. How can you get enough money to get it repaired without missing work? If you’ve ever needed cash on short notice …

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