Update: Aspen Financial Direct is now centz. However, existing customers can continue to service their loan online. If you’ve gotten a loan offer in the mail from centz, you may have some questions. What is centz? How did they get my information? Is this loan worth it? We researched the lender and here’s what we’ve […]
Centz Review (formerly Aspen Financial Direct) — Know Before You Borrow Read More »
Acorns offers a spare-change savings tool that rounds up your purchases to simplify savings and investing. But fees can be high. It’s important to know what you’re getting into before you sign up. Our take: Acorns is simple to use and makes it easy to start a savings plan. But the fee can be high
Acorns Review: A Simple Way to Help Your Savings Grow Read More »
FloatMe is a paycheck advance app that loans (or “floats”) you extra cash until payday. You can use the money however you need to, whether to buy groceries, fill up the gas tank or pay a bill. The app has some features that make it unique, but one particular drawback is the $50 limit. Here’s
FloatMe App Review: Pros, Cons, Ratings, Features and More Read More »
Albert is a multifunctional banking app that helps members save, borrow, invest and spend money. It’s best known for its interest-free cash advances of up to $250. But while there are some useful features, you need to understand a few key drawbacks before you sign up. Key points If you’re looking for apps like Albert
Albert App Review: Pros, Cons, Features, Ratings and More Read More »
Artificial intelligence is seemingly everywhere these days, including bank accounts. Cleo is a cash advance app that calls itself “the world’s first AI assistant dedicated to personal finance.” If you’re the type of person who wants some help managing your money but doesn’t want to have to talk to an actual human, Cleo may be
Cleo Budgeting App Review: Pros, Cons, Features, Ratings and More Read More »
Brigit is a financial app that offers small cash advances of up to $250 to tide you over until your next payday. Helping borrowers avoid payday loans is a worthy goal, and Brigit boasts more than four million customers who want to borrow quick cash, build credit and save smarter. But Brigit charges a $10
Brigit App Review: Pros, Cons, Features, Ratings and More Read More »
Payday loans are never good. A cash advance app can be a better alternative for those needing extra cash before their next paycheck. Klover is a legitimate option for quick, no-interest loans — but there’s a catch. Our take: Klover is a legitimate way to get short-term cash advances of up to $200, and it
Klover App Review: A Legitimate Way to Get Quick Cash Read More »
If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account. Did you know that the creditor can garnish the debtor’s
How to Open a Bank Account No Creditor Can Touch Read More »
No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, access ATMs and the list goes on. But if you think you can’t afford a bank account due to minimum balance requirements
How Much Does It Cost to Open a Bank Account? Sometimes It’s Free Read More »
Death and taxes are the only two things in life that are certain. Both can be very expensive, but one is inescapable: funeral costs. Key points Government programs and charities that help with funeral costs The average cost of a funeral and burial is $7,848, according to the latest data from the National Funeral Directors
How to Get Help if You Can’t Afford Funeral Costs Read More »