Did you know that some banks will literally pay you to open a new checking account? It’s true. Account opening can be lucrative and an easy way to pick up some quick cash. From traditional national banks to newer accounts accessible primarily by mobile app, there are plenty of bonus options. Here are the best …
24 Best Bonuses for Opening a New Bank Account: Earn Up To $2,000 Read More »
Digital banking has become mainstream, particularly with the younger generation. The COVID pandemic of 2020 forced many of us to become part of the digital banking ecosystem, especially when banks limited access and hours, fast-tracking the digital banking industry. Best free mobile banking options SoFi SoFi is an online bank that offers checking, savings, investing …
Here are the 9 Best Options for Online Banking with Free Accounts Read More »
Banks are not all the same. If you’re wondering how to choose a bank, you’re looking at dozens of options. No option is clearly “best” for everyone. You’ll need to review your needs and choose the one that’s best for you. Let’s make it simpler by breaking the process into practical steps. Choose the right …
No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, and the list goes on. But with monthly service charges for many that can’t meet the minimum balance requirements, many are leaving …
How Much Does It Cost to Open a Bank Account? Sometimes It’s Free Read More »
If you have a history of missing your credit card payments, that information gets reported to the credit bureaus. If you have a history of over-drafting your bank account, or a poor deposit history, that information gets reported to ChexSystems, which is sort of like a credit bureau but for banks. If you’ve tried to …
Here are the Best “Second-Chance” Bank Accounts for Bad Credit Read More »
Many of us have been there, which is not fun. You look at your checking account balance and see that it is negative. You don’t know how or when your account became overdrawn, but here is a guide to making it through the dreaded negative balance on your bank account. Pewtrusts.org indicates that about 18 …
Let’s say you notice an unauthorized transaction in your bank account after your debit card goes missing. This can be aggravating. But a federal regulation gives you a potential way to fix it. Much of Regulation E, part of the federal Electronic Fund Transfer Act of 1978, lays out what happens when an error involving …
How Unauthorized Transactions Work, and How to Dispute Them Read More »
If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account. Did you know that the creditor can garnish the debtor’s …
How to Open a Bank Account No Creditor Can Touch Read More »