Banking

If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account.  Did you know that the creditor can garnish the debtor’s […]

No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, access ATMs and the list goes on. But if you think you can’t afford a bank account due to minimum balance requirements

Many of us have been there, which is not fun. You look at your checking account balance and see that it is negative. You don’t know how or when your account became overdrawn, but here is a guide to making it through the dreaded negative balance on your bank account. Pewtrusts.org indicates that about 18

Let’s say you notice an unauthorized transaction in your bank account after your debit card goes missing. This can be aggravating. But a federal regulation gives you a potential way to fix it. Much of Regulation E, part of the federal Electronic Fund Transfer Act of 1978, lays out what happens when an error involving