Nick Gallo

Payday loans are short-term loans with no credit check that unqualified borrowers can use in emergencies. However, they’re highly controversial since their high finance charges often create more problems for borrowers than they solve. As a result, each state regulates them differently. Here’s how the New Jersey payday loan laws work. Payday lending status in […]

Payday loans help people with bad credit get fast cash. Unfortunately, so many state regulations allow such high finance charges and short repayment terms that the loans often trap borrowers in a cycle of debt. If you’re considering taking out a payday loan in Virginia, here’s what you should know about the Virginia payday loan

Payday loans’ tendency to trap borrowers in perpetual debt has made them controversial in America, but the federal government hasn’t stepped in to forbid them. Instead, state governments can regulate them how they see fit, and each one has a different set of rules for the industry. These are the Nevada payday loan laws. Payday

Payday loans are a short-term, high-interest form of credit that often traps borrowers in a vicious cycle of debt. They’re a controversial topic in America, and because state governments regulate them independently of each other, each one follows a unique ruleset. Here’s what you should know about the Texas payday loan laws if you live

Payday loans have such high interest rates and short repayment terms that their users often get trapped in a cycle of debt. Despite this, the federal government doesn’t have legislation in place to restrict them. Instead, states can regulate them as they see fit, and each one has different rules. These are the Louisiana payday

Payday lending is infamous in America for its predatory nature, but the industry is still present in many parts of the country. The federal government leaves it up to individual states to regulate their payday lenders, and each one has a unique approach. Here’s what you should know about the Kansas payday loan laws if

Payday loans are short-term, high-interest loans you can qualify for with no credit check. They’re supposed to help people with bad credit get financing, but they usually do more harm than good. Unfortunately, each state gets to decide whether to allow or prohibit them within their borders. Here’s how the Alabama payday loan laws work.

Payday loans are short-term, high-interest loans with no credit check. They’re supposed to help underqualified borrowers in financial distress, but they’re so expensive that they often backfire. That’s made them highly controversial, and state authorities choose to regulate them very differently. Here’s how the Maryland payday loan laws work. Payday lending status in Maryland: Prohibited

If you have bad credit, payday loans may seem like the only way to borrow money in an emergency. However, they have such significant finance charges that they usually only make situations worse for consumers. Fortunately, state legislation can mitigate that problem to some degree. Here’s how the South Carolina payday loan laws protect you.