FloatMe App Review: Pros, Cons, Ratings, Features and More

By Rebecca Stumpf | Apr 29, 2024 | Comments Off on FloatMe App Review: Pros, Cons, Ratings, Features and More

FloatMe is a paycheck advance app that loans (or “floats”) you extra cash until payday. You can use the money however you need to, whether to buy groceries, fill up the gas tank or pay a bill. The app has some features that make it unique, but one particular drawback is the $50 limit. Here’s […]

Albert App Review: Pros, Cons, Features, Ratings and More

By Rebecca Stumpf | Apr 29, 2024 | Comments Off on Albert App Review: Pros, Cons, Features, Ratings and More

Albert is a multifunctional banking app that helps members save, borrow, invest and spend money. It’s best known for its interest-free cash advances of up to $250. But while there are some useful features, you need to understand a few key drawbacks before you sign up. Key points If you’re looking for apps like Albert […]

Cleo Budgeting App Review: Pros, Cons, Features, Ratings and More

By Rebecca Stumpf | Apr 29, 2024 | Comments Off on Cleo Budgeting App Review: Pros, Cons, Features, Ratings and More

Artificial intelligence is seemingly everywhere these days, including bank accounts. Cleo is a cash advance app that calls itself “the world’s first AI assistant dedicated to personal finance.” If you’re the type of person who wants some help managing your money but doesn’t want to have to talk to an actual human, Cleo may be […]

Brigit App Review: Pros, Cons, Features, Ratings and More

By Rebecca Stumpf | Apr 29, 2024 | Comments Off on Brigit App Review: Pros, Cons, Features, Ratings and More

Brigit is a financial app that offers small cash advances of up to $250 to tide you over until your next payday. Helping borrowers avoid payday loans is a worthy goal, and Brigit boasts more than four million customers who want to borrow quick cash, build credit and save smarter. But Brigit charges a $10 […]

What Is an Installment Loan? Can It Help Consolidate Debt?

By Jake Hill | Apr 26, 2024 | Comments Off on What Is an Installment Loan? Can It Help Consolidate Debt?

If you’re juggling multiple bills each month — between medical bills, title loans, credit card bills, payday loans, and others — it can be hard on your checking account. Especially if you’re short on cash and the many payments are racking up overdraft fees or late fees. It might be time to consider rolling your […]

States Where Payday Loans Are Illegal

By Jake Hill | Apr 26, 2024 | Comments Off on States Where Payday Loans Are Illegal
DebtHammer breaks down the legal status of payday loans in each of the 50 U.S. states.

Laws vary from state to state. In some states, vaping is prohibited. In New Hampshire, it’s illegal to collect seaweed at night. And in Alaska, it’s unlawful for a person to get drunk at a bar and remain on the premises. If you’re looking to take out a payday loan, various state laws are in […]

Klover App Review: A Legitimate Way to Get Quick Cash

By Rebecca Stumpf | Apr 26, 2024 | Comments Off on Klover App Review: A Legitimate Way to Get Quick Cash

Payday loans are never good. A cash advance app can be a better alternative for those needing extra cash before their next paycheck. Klover is a legitimate option for quick, no-interest loans — but there’s a catch. Our take: Klover is a legitimate way to get short-term cash advances of up to $200, and it […]

What is a Live Check? What You Need to Know Before You Cash It

By Jake Hill | Apr 26, 2024 | Comments Off on What is a Live Check? What You Need to Know Before You Cash It

We’ve all been in this spot: money is tight, and just as you’re short on cash, what seems like a miracle — an unsolicited paper check — arrives in your mailbox. But there’s a price. That live check is a personal loan. If you cash it, you’ll have to repay the money with interest — […]

How to Open a Bank Account No Creditor Can Touch

By Rebecca Stumpf | Apr 26, 2024 | Comments Off on How to Open a Bank Account No Creditor Can Touch

If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account.  Did you know that the creditor can garnish the debtor’s […]

How Much Does It Cost to Open a Bank Account? Sometimes It’s Free

By Rebecca Stumpf | Apr 26, 2024 | Comments Off on How Much Does It Cost to Open a Bank Account? Sometimes It’s Free

No doubt having a bank account makes your life easier. It makes it easy to pay bills, track spending, make deposits, get loans, write checks, have your employer pay you via direct deposit, access ATMs and the list goes on. But if you think you can’t afford a bank account due to minimum balance requirements […]

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