Laws

California Payday Loan Laws: The Ultimate Legislative Guide

Payday loans have long been controversial for their tendency to trap borrowers in a cycle of debt. Unfortunately, individual states have the authority to regulate them within their borders, and many choose to allow the predatory industry to continue charging unreasonable interest rates. These are the California payday loan laws. Payday lending status in California:

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Colorado Payday Loan Laws: The Ultimate Legislative Guide

Despite its predatory reputation, payday lending still occurs frequently across America. Because the industry is regulated by state officials — not the federal government — the rules are inconsistent. Here’s what you should know about the Colorado payday loan laws if you live in the state. Payday lending status in Colorado: Prohibited Colorado’s Proposition 111,

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