Payday Loans

Maryland Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term, high-interest loans with no credit check. They’re supposed to help underqualified borrowers in financial distress, but they’re so expensive that they often backfire. That’s made them highly controversial, and state authorities choose to regulate them very differently. Here’s how the Maryland payday loan laws work. Payday lending status in Maryland: Prohibited …

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New Jersey Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

Payday loans are short-term loans with no credit check that unqualified borrowers can use in emergencies. However, they’re highly controversial since their high finance charges often create more problems for borrowers than they solve. As a result, each state regulates them differently. Here’s how the New Jersey payday loan laws work. Payday lending status in …

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In Over Your Head With Payday Loans? Everything You Need to Know

Around 12 million American consumers use payday loans each year, borrowing an average of eight loans at $375 apiece. With the standard lender fees and interest rates, each of those loans ends up costing around $520. Considering that, if you’ve ever thought “I’m in over my head with payday loans,” you’re not alone. And, fortunately, …

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South Carolina Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

If you have bad credit, payday loans may seem like the only way to borrow money in an emergency. However, they have such significant finance charges that they usually only make situations worse for consumers. Fortunately, state legislation can mitigate that problem to some degree. Here’s how the South Carolina payday loan laws protect you. …

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Utah Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2022]

The payday loan industry gives people with poor credit access to quick financing. Unfortunately, the lenders involved often take advantage of their borrowers by charging exorbitant prices. The best way to prevent that on a large scale is with state regulation. Here’s a comprehensive review of how well the Utah payday loan laws protect consumers …

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