Looking for debt relief in North Carolina? You’re not alone. North Carolina is home to about 10,551,162 people, many of whom struggle financially. The average personal income is $53,100, roughly $17,000 below the national average. Along with this, the state ranks 40th in terms of poverty rate at 13.6%, which is 2% higher than the …
North Carolina Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
Home to 12,972,008 people, Pennsylvania has a slightly lower cost of living than the rest of the country. However, the state isn’t without its flaws, especially when it comes to economic resources and debt. According to one study, 12% of Pennsylvania residents live in poverty, making it the 29th most impoverished state. The total debt …
Pennsylvania Debt Relief: The Tools You Need to Escape the Debt Trap Read More »
The more credit card debt you have, the harder it can be to pay off due to compounding interest charges and minimum monthly payments. Fortunately, there are debt relief solutions for most forms of consumer debt, including credit cards. Whether you owe $5,000 or $10,000 in credit card debt, following these strategies could help you …
5 Easy Steps to Pay Off Credit Card Debt over $10,000 Read More »
With 39,237,836 people, or roughly 12% of the country’s population, California is the most populous state in the United States. California is also one of the more expensive places to live, which is why many Californians struggle financially and need debt relief or financial assistance. The average debt per California household is about $73,400, not …
Americans have a lot of credit card debt — $986 billion, to be precise. According to a recent survey, 57% have missed at least one payment and nearly half are using credit cards to pay essential bills. If you’re struggling to make multiple minimum payments each month, debt consolidation could solve your financial worries. Here’s …
How to Consolidate Your Credit Card Debt: 5 Simple Ways Read More »
No one wants to see extra tax forms in the mailbox, particularly if you don’t know what they mean. If you’ve completed a debt settlement program or qualified for student loan forgiveness, you’re no longer obligated to repay the canceled debt. However, you may have to pay income taxes on the total canceled debt. That’s …
Do I Have to Pay Taxes if I Get a 1099-C Form? What You Need to Know Read More »
Gas prices hit record highs last year. And though they’ve been trending downward lately, they still aren’t inexpensive. In a recent survey, more than 72% of Americans said they’ve had to make some tough financial choices due to the extra expense at the pump. If you want to save money when filling your gas tank, …
15 Best Gas Reward Apps and Loyalty Programs to Save You Money Read More »
In 2021, the FTC received over 2.8 million reports of fraud. About 34% of these reports involved individuals who lost money to some kind of a scam. While not all of these scams are related to payday loans, many of them are. In fact, tens of thousands of people are involved in a payday loan …
Debt consolidation loans can help make multiple high-interest debts more manageable by combining them into one simple monthly payment. Most of these loans aren’t guaranteed because they require a good credit score, but some lenders work with borrowers with a 520 credit score. The best debt consolidation loans come with a lower interest rate than …
Debt Consolidation Loans for Bad Credit Borrowers Read More »
Nothing keeps you up at night tossing and turning more than worrying about unpaid bills or a loss of income. Financial stress can be overwhelming. It affects your body and mind and leads to insomnia and sleepless nights. Take Dave in Missouri, for instance, who borrowed $2,500 over five years and paid $61,000 in interest. …