Debt Relief

Not paying consumer debts, like credit cards or loans, won’t usually result in jail time because this isn’t considered a criminal offense. However, several states allow you to go to jail for unpaid debts like federal taxes or child support. The real reason most debtors go to jail is because they failed to appear for […]

The more credit card debt you have, the harder it can be to pay off due to compounding interest charges and minimum monthly payments. Fortunately, there are debt relief solutions for most forms of consumer debt, including credit cards. Whether you owe $10,000 or $25,000 in credit card debt, following these strategies will help you

Dealing with a debt collection letter or phone calls from debt collectors can be stressful. When this happens, you may be tempted to pay the account to make the problem go away. But what if the debt isn’t yours? Don’t simply agree to pay it. Learn how to prove a debt is not yours —

The world gets more expensive every day. Unfortunately, wages have remained more or less the same. To bridge the gap, many Americans are turning to credit and loans for help. Is it any wonder that nearly half of all 18–34-year-olds feel like they are “drowning in debt”? When you feel like you’re buried by a mountain of

Dealing with debt can be complicated, particularly if you’re being harassed by debt collectors or have received a court summons. Hiring an attorney can be expensive and scary, and you may not actually need one. 9 signs you may need to hire a debt relief lawyer If you’re considering the options, you probably already have

You may have heard that all it takes is a simple 11-word phrase that instantly makes debt collectors stop in their tracks. But will that actually work? Probably not. “Please cease and desist all calls and contact with me immediately.” Does this phrase work? You’ll see countless posts online telling you to use this phrase

If you’re looking to save money, DIY will always be a cheaper option. But just like you wouldn’t try to replace your hot water heater without some basic idea of how it works, you shouldn’t attempt to settle your own debts without taking time to prepare yourself. Debt settlement is the process of getting your

People deal with debt worldwide, and credit collection agencies harass some. 15% of Americans have been sued by a debt collector, according to a 2017 report by the Consumer Financial Protection Bureau. According to CNBC.com and a report from the Urban Institute, roughly one in three Americans have had debt in collections. You just received

If you’ve been carrying a large loan for some time, paying it off can be exciting. It can also be a bit of a shock if you find out that your loan payoff amount is more than what you thought you owed. The amount you need to pay off a loan may not be the