Debt Relief

Millions of Texans struggle financially every year. Texas regularly ranks toward the top of states with the highest total credit card debt, averaging $6,753. Texas also has some of the most lenient payday lending laws, landing two cities — Dallas-Fort Worth and Houston — on the list of top 10 cities with the worst payday […]

Home to 2,115,877 people, New Mexico is one of the states with the lowest amount of consumer debt per person. Even so, the average New Mexican household owes $42,868 in things like credit cards, student loans, and mortgage loans. Along with this, the poverty rate is one of the highest in the country at 18.2%.

According to the latest census data, Arkansas is home to just over 3 million people. The average personal income in the state is $46,500 — about $18,000 below the national average. Approximately 16.3% of the population — 489,000 people — lives in poverty. This isn’t too surprising, considering the average Arkansas resident owes about $37,000

Mississippi is home to an estimated 2,949,965 residents, many of whom struggle financially. In fact, poverty rates are amongst the highest in the state at approximately 19.4% — or just over half a million people. The average Mississippian household owes $60,375, an exceedingly high number considering the median household income is just $46,511. If you’re

Home to approximately 4,624,047 people, many Louisiana residents struggle with consumer debt. A recent study found that the state’s estimated poverty rate is 19.6% and that the average Louisiana resident owes about $39,740 in household debt. Considering the average household income is about $50,800 — far below the estimated real median income of $71,186 —

Although Alaska is the biggest state in the United States, its population is rather small at 732,673 people. Many parts of the state are incredibly expensive, though, which leads to many residents struggling financially. Along with Utah, Alaska has one of the highest per capita debt-to-income ratios in the country. The average resident owes $63,920

Home to about 6.177 million people, Maryland is the 22nd fastest-growing state in the U.S.A. (relative to population). But with high growth comes an increased cost of living and the potential for more consumer debt. Around 32% of Marylanders have some kind of debt in collections with a median value of $1,610 per person. Along

Idaho’s current population is 1,939,033 and growing. The average personal wage is $47,940, which is about $10,000 lower than the total debt per capita of $58,090. Although it’s one of the more affordable states to call home, many Idaho residents still struggle financially. The state ranks 20th in terms of overall poverty rate at 11.2%,

Kansas is home to about 2,937,150 people, making it the 35th least populous state in the country. An estimated 10.6% of residents live below the federal poverty line, which is lower than the national poverty rate of 11.6%. The state’s median household income is $64,521 — around $10,000 lower than the national household income. The

Approximately 4,240,137 people live in Oregon. On average, Oregonians have a personal income of $59,070 and owe $61,760 in consumer debt (excluding mortgages). The state — affectionately known as The Beaver State — has a poverty rate of 11.4%, the 23rd highest in the U.S. Oregon is known for its striking scenery, recreational activities, and