Tens of millions of Americans are struggling with debt and looking for a way out. That search can be confusing: There are many debt relief methods out there, and it’s hard to know which is right for you. Debt settlement and debt consolidation are two of the most common. Let’s take a closer look at […]
Debt Settlement vs. Debt Consolidation: Which is Better? Read More »
If you want to repair your credit, a 609 dispute letter could solve your problems. This is a letter any consumer may send to the three credit bureaus requesting additional information after finding an inaccuracy on your credit report. It usually includes a request to remove the inaccuracies from the credit report. Our take What
609 Dispute Letters: A Loophole to Boost Your Credit Score Read More »
Credit card use continues to soar even as the interest rates have risen dramatically, often exceeding 20%. The Consumer Financial Protection Bureau (CFPB) estimates that outstanding credit card debt will continue to set records and may even hit $1 trillion. If you’re struggling to make your monthly payments and it seems like your credit cards
Stuck in the Debt Trap? These 11 Debt Relief Programs Can Help You Break Free Read More »
Gas prices tend to rise as spring approaches and people start to plan road trips. This year is expected to follow the trend. Retail prices have already started their annual climb, and every little bit of savings can help. If you need to save money when filling your gas tank, these apps and loyalty programs
7 Reward Apps + 6 Gas Station Loyalty Programs to Save You Money Read More »
Not paying consumer debts, like credit cards or loans, won’t usually result in jail time because this isn’t considered a criminal offense. However, several states allow you to go to jail for unpaid debts like federal taxes or child support. The real reason most debtors go to jail is because they failed to appear for
States Where You Go to Jail for Unpaid Debts Read More »
The remote work trend is here to stay, creating a new level of mobility for many workers. If you’re a digital nomad, you may be looking for a new living environment with lower housing costs and less stress. Some of those environments are also looking for you. Towns all over the United States are working
12 States That Will Pay You to Move There Read More »
We’re already into February and Punxsutawney Phil didn’t see his shadow, which theoretically means an early spring is on the way. But before you start packing away the winter coats until next year, there’s one pressing issue: The holiday bills are coming due. And many families are struggling to pay them. Use of Buy Now,
DebtHammer Newsletter #17: The Tools You Need to Become Debt-Free Read More »
Debt consolidation doesn’t just save you money. It also simplifies your financial life by rolling everything into a single monthly payment, sometimes with longer repayment terms. This will not only simplify your payments, but it also can ease your budget crunch by lowering the amount of money that you have to commit each month to
5 Types of Unsecured Debt to Consolidate Now Read More »
The more credit card debt you have, the harder it can be to pay off due to compounding interest charges and minimum monthly payments. Fortunately, there are debt relief solutions for most forms of consumer debt, including credit cards. Whether you owe $10,000 or $25,000 in credit card debt, following these strategies will help you
How to Pay Off Credit Card Debt Over $10,000 Read More »
According to the National Center for Health Statistics, there were 2.1 million marriages in the United States in 2018. Most people who get married don’t even think about what happens to their credit after they say “I do.” But marriage will affect your credit score – for better or worse. Will your spouse’s debt become
What Happens to Your Credit When You Get Married? Read More »