Rebecca Stumpf

Known for its steamy summers and mild winters, South Carolina is a hot spot for many people. The state also doesn’t have a Social Security tax, making it a great place to retire. But for the average resident, the rising cost of living and relatively low wages make the state less affordable than it used […]

At the last census, the population of Iowa was 3,200,517. On average, Iowa residents earn a personal income of $51,140 and owe $43,120 in consumer debt (excluding mortgages). The state is ranked 20th in terms of overall poverty rate with 11.2% of the population living under the federal poverty guidelines. Whether you live in Iowa

According to newyorkfed.org, total household debt surpassed $17.5 trillion in the fourth quarter of 2023. Meanwhile, mortgages, auto loans and credit card balances increased by $174 billion. Chances are, you are one of those with ballooning debt searching for solutions. Debt settlement is one of those options. However, many people worry about the risks and

Although Alaska is the biggest state in the United States, its population is rather small at 732,673 people. Many parts of the state are incredibly expensive, though, which leads to many residents struggling financially. Along with Utah, Alaska has one of the highest per capita debt-to-income ratios in the country. The average resident owes $63,920

According to the latest census data, Arkansas is home to just over 3 million people. The average personal income in the state is $46,500 — about $18,000 below the national average. Approximately 16.3% of the population — 489,000 people — lives in poverty. This isn’t too surprising, considering the average Arkansas resident owes about $37,000

Indiana is home to roughly 6,833,037 people. The average personal income is $50,440, while the average debt per Indiana resident is $40,770 and rising. The state’s overall poverty rate is 11.9%, the 27th highest in the country. While debt is a major problem for many Indiana residents, multiple forms of Indiana debt relief and economic

Florida is home to around 21.78 million people. Many parts of the state are known to be relatively inexpensive places to live and great for retirement. But the cost of living continues to rise and many Florida residents struggle with debt and regular expenses. According to a recent study, around 13.1% of Florida residents live

New Jersey, the Garden State, is home to 9,261,699 people. The average New Jerseyan has a personal income of $67,120 and owes $62,350 in consumer debt (not including mortgages). Around 798,262 people live below the federal poverty guidelines — or 9.2% of the state’s population. This is slightly below the national poverty rate of 11.6%.

Home to 3,380,800 people, Utah is known for its diverse, beautiful geography, unique culinary scene, Sundance Film Festival and thriving Mormon community. For residents, the average personal income is $53,400, while the average individual consumer debt is $71,900. The overall poverty rate is 8.9% — the second lowest in the country. While Utah is a

New York is home to 19.84 million people, making it the fourth most populous state in the country. Of those people, approximately 13% live below the federal poverty line, higher than the official poverty rate of 11.6%. Although the average personal income for a New York resident is $70,460, many New Yorkers struggle to make