Laws vary from state to state. In some states, vaping is prohibited. In New Hampshire, it’s illegal to collect seaweed at night. And in Alaska, it’s illegal for a person to get drunk at a bar and remain on the premises. If you’re looking to take out a payday loan, there are various state laws …
If you’re looking to repair your credit, the numbers “6-0-9” might be just what you need — or, more accurately, you might need to compose a 609 Dispute Letter. This is a letter any consumer may send to the three credit bureaus requesting additional information after spotting an inaccuracy. It often includes a request to …
What is a 609 Dispute Letter? It Could Boost Your Credit Score Read More »
If you ever need to borrow money for a major purchase, apply for a rental home, or finance a car, solid credit is important and could very well decide whether you get the loan. Of course, if you’ve been responsible with your credit cards, those are surefire ways to build credit and you’ll probably get …
Sometimes making a big payment at once isn’t feasible for everyone. But thanks to the rise of Buy Now, Pay Later plans, you can order what you want and pay it off over time. Also known as BNPL, these plans have rocketed into a $100 billion industry, partnering with major retailers and allowing you to …
What is Buy Now Pay Later? Know the Benefits and Risks Read More »
If you’re in debt and can’t pay it back, obtain a loan, or don’t have anyone to borrow from, it may be time to file bankruptcy. While it may sound like the obvious solution, there are many pros and cons of filing bankruptcy to consider before you make your decision. It’s important that you know …
Pros and Cons of Filing Bankruptcy: What You Need to Know Read More »
Sometimes things just don’t work out as planned: you buy a car that’s a lemon or the vacation timeshare you agreed to under pressure turned out to be a big mistake. In the case of a timeshare, you can hire a timeshare exit company to help you wave goodbye to your unwanted vacation property for …
Need a Timeshare Exit Company? Here are the 9 Best Options Read More »
Payday loans can seem like a lifeline for those who can’t wait for their next paycheck to pay a late bill, buy groceries or even fill the gas tank — particularly when other loans don’t seem like an option. However, many borrowers find they can’t pay it back once the payday loan comes due. This …
From those email and Facebook hackers to credit repair companies that call and promise to fix your credit, scams are everywhere. Being scammed is a growing issue as consumers reported losing a record-breaking $5.8 billion to fraud in 2021 for a 70% year-over-year increase. The losses were mostly via impostors and crooks who stole money …
How to Protect Yourself from Credit Repair Scams Read More »
B-A-N-K-R-U-P-T-C-Y. It may be only 10 letters, but it’s definitely an intimidating word. Bankruptcy isn’t something anyone wants to declare, but sometimes it’s necessary when things go bad with your finances. But bankruptcy isn’t a free solution, and coughing up the cash can be a problem when you’re already drowning in debt. How much does …
Sometimes when a crisis hits, you just can’t afford to wait for your next paycheck, so what do you do? A payday loan sounds like an easy option. You get the money quickly, and there are very few requirements to qualify. But payday loans are rarely a good idea. What is a payday loan, and …