Angela Watson

The general rule of thumb is to have enough savings set aside to cover at least three months of living expenses. That way, if you lose your job or if there’s a sudden financial emergency, you have something to fall back on. However, millions of Americans don’t even have a budget, much less any money […]

Although the holidays are usually a time of joy, gratitude and celebration, they’re also often expensive. All the gifts, decorations, food, travel and parties add up over the holiday season. For many people, it’s easy to overspend or even go into debt. Fortunately, there are several ways to prevent this from happening. From setting up