State Payday Loan Laws

Statistics updated as of: February 10th, 2021 Somehow, payday loans are still somewhat divisive in our country. Attitudes toward the industry vary significantly between states. While some feel strongly that the practice is immoral and abusive, others feel that lenders should be able to charge rates as they see fit. The federal government has little control …

Ohio Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »

Statistics updated as of: February 10th, 2021 Payday lenders have proven that they’re nothing if not persistent. Humanity has been trying to get rid of predatory loans for so long that even the Old Testament reserves a verse or two for condemning them. Despite the literal millennia of effort to eradicate the practice, payday loans …

Mississippi Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »

Statistics updated as of: February 10th, 2021 In 2021, payday lending is still a controversial topic in America. While many Americans find the practice of usury inhumane and distasteful, there are just as many (if not more) who feel that businesses should have free reign to do as they please. Because states have the power …

Arizona Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »

Statistics updated as of: February 10th, 2021 Payday lending is still running rampant in many parts of America. State governments have the authority to prohibit the industry within their borders, and unfortunately, many still have yet to find it necessary. Though many Americans recognize and appreciate the damage that payday lenders frequently do to their borrowers, …

Kentucky Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »

If the world were to end in nuclear armageddon, the only things left would be roaches, Twinkies, and payday lenders. The payday loan industry refuses to die out, even though humanity has been fighting usurious lending since at least the early days of Mesopotamia. Across modern-day America, the battle is still ongoing. Each state government …

Indiana Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »

Statistics updated as of: February 10th, 2021 Payday loans are still alive and well in many parts of America. Across the country, 12 million people still use them each year. Because each state government has the power to regulate the industry within their borders, there are 50 distinct rulesets that range from complete prohibition to …

Georgia Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021] Read More »