Calls or letters from debt collectors can be annoying, scary and sometimes border on outright harassment. Just like anyone else would, you want the contact to stop. But how can you make that happen? You may have heard that all it takes is a simple 11-word phrase that instantly makes debt collectors stop in their …
Will This 11-Word Phrase to Stop Debt Collectors Actually Work? Read More »
Payday loans are dangerous forms of credit that often take advantage of people at their lowest. Taking one out can easily cost borrowers much more than they originally borrowed and trap them in a cycle of debt. Instead, consider a payday alternative loan (PAL), a better option for meeting short-term financial needs. What is a …
What is a Payday Alternative Loan (PAL) and Why are They Better Than Payday Loans? Read More »
The number of payday lenders in the U.S. is about 23,000 — twice the number of McDonald’s restaurants. Though some states have made payday lending outright illegal, other states are plagued by payday lenders that take advantage of desperate individuals when they’re at their lowest point. To learn where your state stands, explore the numbers …
If you’re looking to save money, DIY will always be a cheaper option. But just like you wouldn’t try to replace your hot water heater without some basic idea of how it works, you shouldn’t attempt to settle your own debts without taking time to prepare yourself. Debt settlement is the process of getting your …
DIY Debt Settlement: Be Debt-Free in 6 Easy Steps Read More »
Borrowers that fall victim to predatory lending could end up getting scammed out of thousands of dollars of their hard-earned money, have their credit badly damaged, or could even face repossession of property. Knowing what predatory lending is, identifying it, and staying far away from those who practice it is essential in today’s world. What …
Everything You Need to Know About Predatory Online Payday Lending Read More »