Personal Loans Recommended for Debt Consolidation
Best for Quick Cash
The Dave app offers quick cash up to $500. In addition to cash advances, the Dave app offers many features, such as getting paid up to 2 days early and 15% cash back on purchases.
- Credit Check: None
- Loan Amount: Under $1000
- Fees: Small “convenience” fees
- Other services: Banking & budgeting
Top Pick
There’s a 2.9% to 8% origination fee with most personal loans. There are no pre-payment fees. There’s also an Upgrade Visa card that has 1.5% unlimited cashback rewards.
- Loan amounts: $1,000 to $50,000
- Maximum loan: Up to $50,000
- Loan terms: 24 to 84 months
- Interest rate: 7.96% to 35.97%
Best for Bad Credit
Upstart has an in-depth application process and a large network of reputable lenders. There are no prepayment fees, but there are late fees of up to 5% of the amount past due.
- Loan amounts: $1,000 to $50,000
- Maximum loan: $50,000
- Loan terms: 3 or 5-year terms
- Interest rate: 5.40% to 35.99% (fixed)
Our Lawyers Made us Write This
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DebtHammer and its partners offer a variety of loans that are subject to eligibility criteria and creditworthiness review. Loan and rate terms are also subject to restrictions based on credit score, loan amount, loan term, and credit usage and history. Residents of all states may not be eligible – please contact us for further details. Loan repayment periods range from 24 to 60 months, with APRs ranging from 6.25% to 35.99%. The APR calculation includes loan origination fees. For example, a $18,000 loan with an interest rate of 18% and an APR of 21% would have an estimated monthly payment of $530 and a total cost payable of $8,200.