Payday Loans

Colorado Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Despite its predatory reputation, payday lending still occurs frequently across America. Because the industry is regulated by state officials — not the federal government — the rules are inconsistent. Here’s what you should know about the Colorado payday loan laws if you live in the state. Payday lending status in Colorado: Prohibited Colorado’s Proposition 111, …

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Ohio Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Somehow, payday loans are still somewhat divisive in our country. Attitudes toward the industry vary significantly between states. While some feel strongly that the practice is immoral and abusive, others feel that lenders should be able to charge rates as they see fit. The federal government has little control …

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Kentucky Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

Statistics updated as of: February 10th, 2021 Payday lending is still running rampant in many parts of America. State governments have the authority to prohibit the industry within their borders, and unfortunately, many still have yet to find it necessary. Though many Americans recognize and appreciate the damage that payday lenders frequently do to their borrowers, …

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Indiana Payday Loan Laws: The Ultimate Legislative Guide [Updated: 2021]

If the world were to end in nuclear armageddon, the only things left would be roaches, Twinkies, and payday lenders. The payday loan industry refuses to die out, even though humanity has been fighting usurious lending since at least the early days of Mesopotamia. Across modern-day America, the battle is still ongoing. Each state government …

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What is a Payday Alternative Loan (PAL) and Why are They Better Than Payday Loans?

Payday loans are dangerous forms of credit that often take advantage of people at their lowest. Taking one out can easily cost borrowers much more than they originally borrowed and trap them in a cycle of debt. Instead, consider a payday alternative loan (PAL), a better option for meeting short-term financial needs. What is a …

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