Advice

DebtHammer’s newsletter breaks down the key financial developments that you need to know. 70% of medical debt in collections to drop from credit reports If you haven’t already heard, the three major credit reporting agencies – Experian, Equifax, and TransUnion – have recently joined efforts to change their policy on medical collections debt reporting. Starting …

DebtHammer Newsletter #4: The Tools You Need to Become Debt-Free Read More »

In 2020, the ASPE put the poverty threshold the year at $12,760 for a single adult under the age of 65 and $26,200 for a family of four.  There is nowhere in the United States that a single individual can afford to live on just $12,760 per year (or $1063.42 per month). It’s no wonder that so …

40 Great Savings Tips to Help You Avoid a Payday Loan Read More »

It’s a common worry. The holidays roll around and there’s pressure to spend money you don’t have. In fact, a survey shows more than half of Americans expect to need a short-term loan to pay for their holiday celebrations. But the new year can offer a fresh financial start. Dr. Jim Burroughs, a professor at …

Budgeting Advice from the Experts — for the Holidays and Beyond Read More »

Ask any financial expert and they’ll give you a whole slew of financial tips meant to improve your money habits and financial stability. While many of these pro tips are useful, that doesn’t necessarily mean they’re right for you and your unique financial situation. Here’s a quick dive into some of the most common financial …

Don’t Always Listen to the Experts: 14 Financial Tips You Can Afford to Skip Read More »