Is a debt collector threatening you with a wage garnishment, or are you facing a wage garnishment order? Know what can and can’t be taken from your bank account. Get debt relief before your wages are garnished. We may be able to help. It’s easy and free to find out. How to protect money from […]
What Funds are Exempt from Wage Garnishment? How to Protect Yourself Read More »
People deal with debt worldwide, and credit collection agencies harass some. 15% of Americans have been sued by a debt collector, according to a 2017 report by the Consumer Financial Protection Bureau. According to CNBC.com and a report from the Urban Institute, roughly one in three Americans have had debt in collections. You just received
Did You Get a Debt Validation Letter? Don’t Panic Read More »
Food stamps are provided through a program known as the Supplemental Nutrition Assistance Program, or SNAP. Roughly one in seven low-income households get food assistance through the program. This is more relevant than ever when you consider that 49% of Americans are struggling with higher food prices, and half of the U.S. is expected to
What is the Income Limit for Food Stamps? What You Need to Know Read More »
If you owe quite a bit of money to creditors and are thinking of either debt settlement or bankruptcy, you may want to think of a safe place to put those funds so a creditor can’t collect on a judgment by levying your bank account. Did you know that the creditor can garnish the debtor’s
How to Open a Bank Account No Creditor Can Touch Read More »
According to Forbes, more than half of American adults now owe some medical debt. A report from KFF shows that about 11 million owe more than $2,000, and three million people owe more than $10,000. It’s no wonder people might be looking for debt relief. According to Kaiser research, the medical debt stood at $195
Medical Debt Consolidation: Is It Worth It? It’s Complicated Read More »
Do you have severe debt problems? Are you underwater with credit card debt, have an untenable mortgage, unpaid medical bills, outstanding personal loans, and other unsecured debt, or have your wages garnished? According to statistics released by the Administrative Office of the U.S. Courts, the September 2021 annual bankruptcy filings totaled 434,540. Filing for bankruptcy
Types of Bankruptcy Explained: Which is Right for You? Read More »
What are your options if you have no credit history and want to get a credit card or want to start building your credit? Having no credit history is also known as being “credit invisible,” a designation that affects 26 million Americans. A credit builder loan may be able to help. They are designed for
Credit-Builder Loans: What You Need to Know Read More »